Wasting money

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Student Possessions Worth 2.5bn
Make sure valuables cannot be seen from the outside. Churchill Insurance recommends additional cover for any other type of theft. With 50 percent of Churchill Insurance's student claims for last year coming from their rooms being forcibly broken into, the need for insurance cover is clear. Martin Scott, Head of Churchill Home Insurance, added:. cheapest quotes home insurance. home insurance service. home insurance online owner purchase. Read more...

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Aladdins cave in the garden
Other more unusual uses for the garden shed include a rain shelter for pet cats, a place to smoke cigarettes, somewhere to avoid noisy neighbours, and a place to listen to the radio. People should only keep the bare minimum of items in their sheds as they are so vulnerable to theft. The most common items are lawn mowers (75%), followed by garden pots (56%), garden chairs (55%) and bicycles (52%). cheapest quotes home insurance. home insurance service. home insurance online owner purchase. Read more..

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Wasting Money

cheapest quotes home insurance. home insurance service. home insurance online owner purchase.

Wasting money

Wasting money on home improvements 15/06/2006Britain’s homeowners have spent more than £154 billion on tasteless home improvements that will actually reduce the value of their properties, according to new research from Direct Line Home Insurance. More than 20 million Brits** (49 per cent) have carried out, or plan to make alterations that property experts say are likely to erode the value of their homes. The most costly changes include laying cheap wooden flooring (33 per cent of these), installing PVC windows (32 per cent) and removing fireplaces (20 per cent), according to a list of ‘design crimes’ compiled by Direct Line Home Insurance in collaboration with surveyors Habitus. According to the research, these alterations can reduce the value of a property by up to five per cent, knocking £9,637 off the average house price***.

Lost Fortune
This equates to an average loss of £44.45** per person per year and a potential £2800*** over a lifetime – equivalent to a state-of-the-art television, money towards a new car or even a family holiday. Respondents were then asked how much money they thought they had lost outside the home over the last year. cheapest quotes home insurance. home insurance service. home insurance online owner purchase. Read more...

Despite this, nearly half (48 per cent) of those making changes mistakenly think that they will add value, with one in ten (11 per cent) estimating that they will net more than £10,000 as a result. The list of design faux pas doesn’t end with home alterations. The 1.8 million homeowners digging fishponds in their gardens could suffer an average of £3,854 each in lost value and concreted over front gardens may set the owners back by a similar amount, according to Habitus. Many of these costly home improvements are inspired by home makeover shows, with one in twenty (6 per cent) saying that TV shows motivate them to make these changes. A desire to ‘keep up with the Joneses’ is also in evidence, with a similar number (7 per cent) saying that they copied alterations that their friends or relatives had made. The homeowners themselves may not be the only ones paying the price for bad taste.