Unsafe homes exposed

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Grandad missed out
Install a movement-activated lighting system at the front and back of the home and a timed lighting system inside the house. Nearly three-quarters (74 per cent) of respondents intend to buy books and one of five (19 per cent) will be giving socks, compared to one in twenty (5 per cent) givingi-Pods or digital cameras (6 per cent). cheap company home insurance. cheap home insurance shop. home owers insurance. Read more...

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Anti-social Brits
“Getting to know your neighbours and doing things for them like taking in their post when they are away definitely helps reduce crime." The results show that although most people no longer trust their neighbours, they would feel comfortable talking to them about local crime or vandalism (56 per cent), a burst pipe (47 per cent) or a power cut (56 per cent). cheap company home insurance. cheap home insurance shop. home owers insurance. Read more..

- Norwich Union Direct Home Insurance

Unsafe Homes Exposed

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Unsafe homes exposed

12 September 2005 Perceptions of Brits as a nation of security conscious homeowners are trounced today (12 September). New research by Privilege Home Insurance reveals that people living in the UK have good old-fashioned double standards when it comes to keeping our homes safe and secure. The findings reveal that a third of people who own or rent a home claim the safety of their home is very important to them and 61 per cent consider themselves to be safe homeowners. A further 40 per cent are confident that their home is as safe as it can be – all positive statements from an apparently secure nation. But homeowners confidence is unfounded, it seems with reality painting a very different picture.

Danger lurks
Danger lurks Danger lurks in Hell's Kitchen. Remove the lids or other coverings from microwaved food carefully to prevent steam burns. Churchill Home Insurance analysed over 11,000 home insurance claims and found that one in five household accidents happen in the kitchen, with the average cost of a cooking related claim being £4,910. cheap company home insurance. cheap home insurance shop. home owers insurance. Read more...

Just over eight in 10 (82 per cent) say they always lock all doors and windows when they go out and less than six in 10 (54 per cent) always check that appliances are switched off every time they leave the house. Only four in 10 (41 per cent) say they would ask a tradesman for identification. Less than two thirds (63 per cent) of homeowners and renters would have the locks changed if they lost their keys, and less than nine in 10 (86 per cent) know exactly how many people have keys to their home. And we’re not much better with the very security devices which are meant to protect us, the survey shows. Less than a quarter (24 per cent) of those questioned have a burglar alarm and turn it on before they go out, under three quarters (73 per cent) and only half (52 per cent) say they always leave some lights on when away from home.

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Despite the major gap between perceptions and reality about household security, almost nine in 10 (89 per cent) of those quizzed believe that homeowners that do take safety precautions seriously, such as fitting locks, alarms, and other measures should pay lower insurance premiums. In contrast, a surprising and worrying finding reveals that only eight in ten (83 per cent) have a home insurance policy. Ian Parker, Managing Director of Privilege Home Insurance says: “The gap between people’s perceptions about safety consciousness and the reality is considerable. It seems that many of us are convinced that our homes are safe and yet we are not taking the necessary precautions to keep our homes secure. We want to remind people of some simple steps to take to ensure their homes are protected.

Beauty products spend
Meanwhile one in five women think nothing of spending £50 on anti-ageing creams and own 10 different bottles of expensive perfume. Half the men questioned as part of the research by Churchill Home Insurance have ditched soap and water in favour of more sophisticated daily beauty routines, while one in four admits to splashing out on upmarket brands usually used by women. Designer Mascara Scott concluded:. cheap company home insurance. cheap home insurance shop. home owers insurance. Read more...

Our research reveals that many people still don’t have home insurance, but the good news is that the 76 per cent of those quizzed that have not claimed on their home insurance for four years qualify for our guarantee to beat their home insurance renewal quote, so could be saving money immediately.” To ensure people keep their homes as safe and secure as possible, Privilege Home Insurance has created a simple ‘Don’t leave home without’ checklist. Don’t leave home without: Checking all doors and windows are closed and locked. Switching on the security alarm, if you have one. Checking all gas and electrical appliances are switched off and not left on standby. Placing valuables in a safe place. Ensuring fires and candles are extinguished. Privilege Insurance now offers home insurance and guarantees to beat any renewal quote for those who have had four claim free years.

DIY claims
Claims tend to be lower on the first day of the holidays as it is often the purchasing day. Painting / decorating (72%). A policyholder who damaged a sewage pipe while trying to remove concrete steps, resulting in a claim for £744.17. cheap company home insurance. cheap home insurance shop. home owers insurance. Read more..

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Happiness is home
The rest of the supposedly prosperous South East aren't far behind in the misery stakes either.Fiona Somerton-Edwards, of Norwich Union, explained:. The results make fascinating reading which will certainly influence the way we communicate." And the happiest time of year? cheap company home insurance. cheap home insurance shop. home owers insurance. Read more...

Unsafe homes exposed
“The gap between people’s perceptions about safety consciousness and the reality is considerable. Only four in 10 (41 per cent) say they would ask a tradesman for identification. The findings reveal that a third of people who own or rent a home claim the safety of their home is very important to them and 61 per cent consider themselves to be safe homeowners. cheap company home insurance. cheap home insurance shop. home owers insurance. Read more...

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