Teen parties

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Home Disasters
Whilst most homes will suffer from these more common events, the research reveals that some will have extreme disasters, such as fire (10%), subsidence (6%) and flood (3%). The most frequent claim is for accidental damage, such as spilling food or drink on carpets and sofas, damage to TVs or entertainment equipment, DIY accidents such as drilling through a cable or water pipe, or even damage to patio doors and double glazing. home owners insurance rate. buy best home insurance. homeowners home owners insurance. Read more...

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Sods law costing millions.
* The research found that 30 per cent of people have spent money to rectify a sod’s law situation, of whom 24 per cent have spent at least £200. Instances happen so regularly that a third (32 per cent) of those questioned for Home Response 24 – Direct Line’s 24-hour accident emergency service – said their bad luck home emergency occurred within the last week. Sods law costing millions. home owners insurance rate. buy best home insurance. homeowners home owners insurance. Read more..

- Zurich Home Insurance

Teen Parties

home owners insurance rate. buy best home insurance. homeowners home owners insurance.

Teen parties

Teen parties leave parents out of pocket Balmy summer nights and the end of exam season could cause a financial headache for British parents as their offspring's celebrations get out of control. According to new research from Zurich Insurance, UK teens have partied their way through £136 million1 of damage to their parents' homes over the past five years. Nearly half (45 per cent) of teenagers have thrown parties and, of these, 43 per cent have resulted in domestic damage. And for any parent planning on leaving their teenager home alone this summer, an average repair bill of £132 might cause them to think again. Carpets are the first fatality of teen gatherings: more than one in three (35 per cent) fall foul of wine and food spills. Sofas, curtains and other soft furnishings come a close second; with 22 per cent looking the worse for wear after the guests have left. A further one in 10 parents have returned home to find their garden damaged.

White elephant gadgets.
Scots are the most choosy when it comes to present buying, with just 17% admitting to buying someone a gadget gift that they expected would never actually be used, compared to 31% of East Midlanders - the worst culprits. home owners insurance rate. buy best home insurance. homeowners home owners insurance. Read more...

And, shockingly, one in 20 (5 per cent) have even had possessions stolen from the house. It seems that hanging out with a good crowd makes little difference to the repair bill. Gatecrashers are a problem at nearly one in seven (15 per cent) get-togethers, but even invited guests can cause problems with a fifth of mums and dads complaining that underage guests don't respect the family home. And one in five (19 per cent) parents say when the kids have a shindig, it just gets rowdy and out of hand - resulting in them being out of pocket. As well as being hit in the wallet, the teen party aftermath also involves spending hours clearing up for one in three (31 per cent) parents. And when they've sorted out the house, many are left appeasing irritation from next door, with one in 10 (12 per cent) neighbours complaining about noise.