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A bargain at the tip
The research also shows that one in three homeowners don’t see the point in forking out the full price for new books, DVDs, CDs or games when there are quality used ones easily available at a fraction of the cost. Nowadays, just 14% of people confess they would feel ‘very’ embarrassed and 7% would feel ‘slightly’ embarrassed to tell friends they bought an item ‘second-hand’. free home owners insurance quotes. english home insurance. home owner insurance basics. Read more...

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It's a New "Yawn's" Eve
Mulled wine and muddy shoes can play havoc with carpets, especially if combined with enthusiastic dancing to Auld Lang Syne. It's a New "Yawn's" Eve 31/12/2005Parties and pubs shunned in favour of a New Year's Eve night in!New Year's Eve is set to be a big night in with more than seven in ten people (32 million[1] intending to celebrate the start of 2006 with a night at home or at the house of friends or family. free home owners insurance quotes. english home insurance. home owner insurance basics. Read more..



- Swinton Home Insurance

Smashing Party


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Smashing party

PARTIES THAT GO WITH A BANG -LITERALLY! 28/12/2005 •Survey results suggests that on average, 10 million Britons will see the New Year in by attending a party held at a friend or family member’s home •One in four people have attended a New Year’s Eve party in someone’s home where something has been broken or badly damaged •The average claim for a New Year’s Eve party disaster costs £750 - but they can cost a lot more! Insurance company claim handlers are expecting their usual level of calls from policyholders reporting that their New Year’s Eve party celebrations didn’t go quite as smoothly as they had hoped according to leading insurer, Cornhill Direct Accidents at New Year’s Eve parties are relatively common and Cornhill Direct suggests that hosts should move as many of their possessions out of harms way as they can.


Home Disasters
In fact, Churchill’s data shows that the average householder will face some sort of loss or damage to the home every seven years and 9 months, totalling as much as six times in a lifetime. free home owners insurance quotes. english home insurance. home owner insurance basics. Read more...

Cornhill Direct’s own claims files reveal that the most common accidents at parties are: •Wine spills on carpets. •Cigarette burns to soft furnishings. •Broken ornaments. •Scratches to wooden furniture. More than one in three of the16-24 age group surveyed said they had been to a party where something had been broken or damaged – the highest response rate across all the age ranges. Parties in the South West appear to be the “safest” while parties in Scotland appear to be the most likely to suffer an “incident”. Harry Rule, Claims Manager reports that parties hosted by younger people can result in significant claims.

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He said: “We believe that the average New Year party claim costs around £750 but we have dealt with incidents at teenage parties that have cost much more.” Some of the more memorable New Year party claims include: •The Glasgow man who danced so vigorously that he lost his balance and fell through the patio doors of the host’s house causing £1,500 worth of damage. Fortunately he was not badly hurt. •A Newcastle reveller who thought it would be a good idea to hang from the host’s ceiling light. The ceiling came down with him costing £800 to repair •The Nottingham lady who put the heel of her stiletto shoe through the seat of a leather chair as she tried to retrieve a balloon from the ceiling •In Bristol, a teenager’s party got so out of hand that the theft and malicious damage claim came to nearly £5,000 •The London party goer who knocked the contents of a pint of lager down the back of a television. Cost £550 •The Brighton teenagers who decided to pull up the lounge carpet so that they could break dance on the hard wood floor beneath.


The morning after.
"By double-checking exactly what their home insurance covers them for and updating their contents insurance with any major Christmas gifts such as TVs, ornaments or jewellery, party hosts can relax and have a good time." The research shows that, after hosting a New Year's Eve party:. free home owners insurance quotes. english home insurance. home owner insurance basics. Read more...


The carpet ripped in the process and cost £2,000 to replace. Harry Rule said: “We would strongly recommend that you move as many of your possessions out of the way as possible. Anything can happen when New Year party fever takes hold.” 1.Geographic variations to the opinion research questions are available and cover the following areas: Eastern Scotland London South East Midlands South West North East Wales North West Yorkshire Northern Ireland Age variations are also available split: 16 – 24, 25-34, 35-44, 45-54, 55+ 2.Cornhill Direct - Background Cornhill Direct was established in 1995 and is part of Allianz Cornhill, one of the largest general insurers in the UK. Cornhill Direct provides car, home, travel and van insurance.

British Women Waste
Research by Churchill Home Insurance shows that 86 percent of women have gone out and bought clothes that have remained on the hanger ever since. And the reasons for the unwanted clothes phenomenon - they are no longer fashionable, the owner simply no longer likes them or they were bought in a size too small by unsuccessful dieters. free home owners insurance quotes. english home insurance. home owner insurance basics. Read more..


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Lost Fortune
Martin Scott, Head of Churchill Home Insurance, says:. The research, commissioned by Churchill Home Insurance, shows that nearly eight in ten people have lost money around the home (79%). The survey also revealed that nearly half of UK adults (48%) wish they were better at looking after their money. Respondents were then asked how much money they thought they had lost outside the home over the last year. free home owners insurance quotes. english home insurance. home owner insurance basics. Read more...

Be Aware Flood Dangers
David Pitt continues “Insurers use varying levels of sophistication to measure flood risk. If you receive warnings of imminent flooding, be ready to switch off gas and electricity supplies but listen for advice on your local radio station. The EA and SEPA have a 24 hour information service called Floodline available on 0845 988 1188. free home owners insurance quotes. english home insurance. home owner insurance basics. Read more...

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