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home owner insurance program. home owner insurance low rate. home insurance purchase.
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A bargain at the tip
Nowadays, just 14% of people confess they would feel ‘very’ embarrassed and 7% would feel ‘slightly’ embarrassed to tell friends they bought an item ‘second-hand’. “The rise in popularity of ebay and hobbies such as ‘car booting’ has led to a phenomenal transformation in what we buy for our homes and lengthened life spans of everyday objects as they are frequently passed from one owner to the next. home owner insurance program. home owner insurance low rate. home insurance purchase. Read more...

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Home Disasters
The most frequent claim is for accidental damage, such as spilling food or drink on carpets and sofas, damage to TVs or entertainment equipment, DIY accidents such as drilling through a cable or water pipe, or even damage to patio doors and double glazing. Whilst most homes will suffer from these more common events, the research reveals that some will have extreme disasters, such as fire (10%), subsidence (6%) and flood (3%). home owner insurance program. home owner insurance low rate. home insurance purchase. Read more..





Pensioners Home Contents


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Pensioners home contents

(18 July 2005) The traditional image of granny will soon become a thing of the past as today's tech savvy 'middle-agers' enter retirement fully embracing the wonderful world of technology. Research from esure home insurance shows that the value of hi-tech gadgets in pensioner households could increase by nearly 400% in the next 20 years as they fill their homes with the latest gizmos - such as MP3 players, laptops and satellite navigation systems. Today single pensioner households contain only one tenth the value of technology items compared to family homes. But this is set to change according to esure's 'homes of the future' report - an in-depth analysis into the insurance needs of tomorrow's households carried out by the Centre of Economic Business Research (CEBR). 'Middle-agers' are the big spenders . Couples with grown up children - the next generation of retirees - are the biggest spenders on accessories for the home in the UK.


Women spend three years shopping
Churchill Insurance Company Limited. "This is a great example of how people purchase items, and then forget about the accumulative value of them once they are in the wardrobe." The survey confirms what men have long suspected - most women have a Carrie Bradshaw (Sex in the City) like obsession with shoes. home owner insurance program. home owner insurance low rate. home insurance purchase. Read more...

This factor will certainly shape the look and contents of pensioner homes of the future. These couples are the highest spenders on computers and DVD players - almost £550 per year. They also have the highest value of appliances in their homes (such as microwaves, dishwashers, TVs and washing machines) compared to all other households, totaling almost £1,300 per year. It is little surprise that this group is the most likely to take out home insurance to cover all their purchases - more than 90% of couples with grown-up children are insured. A burglar's paradise - more pocket-sized gadgets. Small ipods, hand-held Playstation2s, digital cameras - all things techie are getting smaller, increasingly sophisticated, and ever more desirable. This minaturisation is great news for burglars - as many items can slip into their pockets with ease, especially if they are left lying around on a bedside table or a kitchen counter.