Pack your children off to university.

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Unapproved Building Work
Garage/car port 5 per cent. The research also reveals that unapproved building projects are on the rise with 10 per cent more breaches in planning permission reported in 2005 than the previous year.2 The DirectLine survey results support this trend as almost a quarter (23 per cent) surveyed stated that they would be prepared to put up a conservatory without the proper planning permission. free on line home insurance quotes. insurance cover home satellite system. home insurance price. Read more...

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First time buyers warned
Never label keys with your surname or address.Make sure you check door and window locks meet insurers' minimum requirements and if you're concerned, it may be worth replacing the front door locks.Put off potential burglars by growing thorny plants up against the house.Contact the crime prevention unit at your local police station - they will check that your new home is secure and recommend extra safety measures.Make sure you get insurance befo... free on line home insurance quotes. insurance cover home satellite system. home insurance price. Read more..

- Swinton Home Insurance

Pack Your Children Off To University.

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Pack your children off to university.

16th August 2005 £9,000 of contents cover and FREE legal helpline for policyholders’ children at university. Online legal documents, legal fees and mediation services also available to students, for example should they get into a dispute with a landlord (as part of the legal services add-on). Save £163 compared to the average cost of a specialist student policy. 1 With the rising costs of student fees and accommodation, parents can face a huge financial burden when their children go away to university. MORE TH>N home insurance is helping ease the costs for parents by making 15% of their own household insurance cover (£9,000) available to their offspring, free of charge, while the children are studying at college or university. Student houses are one of the most common targets for burglars due to their relatively poor security and are quite often filled with high value items such as computers and mobile phones. The average student has £4,000 worth of contents 2.

Fear of theft
In London, almost one in ten (8 per cent) claimed they had been physically threatened or attacked because of the belongings they were carrying. The findings from Lloyds TSB insurance1 reveal that a quarter of the population regularly carry items worth 200 in their bags and pockets, with young people owning the most valuables and feeling the most at risk. Phil Loney, managing director, Lloyds TSB Insurance, said:. free on line home insurance quotes. insurance cover home satellite system. home insurance price. Read more...

A MORE TH>N home insurance policy also gives free legal advice. This is particularly useful if a dispute arises with a landlord, for example, which MORE TH>N finds is a common cause of calls from students parents. The 24-hour legal helpline is manned by qualified legal professionals and available for any family member to use. David Pitt, Head of Insurance at MORE TH>N, commented: "Parents can have a lot to think about when their children go away to university to ensure they are financially secure and protected against any eventuality. With our free student’s possessions cover, parents can rest assured that their children's valuable belongings are properly covered. Our legal helpline can also help parents should they need to deal with sorting out leases or disputes with landlords.” The Family Legal Services section of MORE TH>N’s home insurance costs £1.50 a month and provides families with a comprehensive package including: Cover up to £50,000 for legal fees : for example, should their son or daughter get involved in a dispute with their landlord or a third party, MORE TH>N could give the parents advice and act on their behalf.

free on line home insurance quotes. insurance cover home satellite system. home insurance price.
Access to over 200 professionally written interactive legal documents, e.g. ‘ demand for repayment of deposit’ letter. Access to professional advice, mediation and representation at employment tribunals or in court for any member of the family. Notes : 1. MORE TH>N could potentially save students £163 compared to the average cost of a specialist student possessions policy (based on £8,000 of cover, including legal expenses, cover for keys and locks and accidental damage: prices correct as at 10 August 2005 ): University Premium for specialist student policy Heriot-Watt University, Edinburgh, EH14 £135 University of Manchester , M13 £226 University of Birmingham , B15 £186 Oxford University , OX1 £135 Cardiff University , CF10 £135 Average £163.40 Source, Endsleigh Insurance 2 According to Endsleigh Insurance, September 2004.

Rise in Halloween horrors.
"With 'trick or treaters' out in force at Halloween, a rise in claims for malicious damage to our homes might be expected. A wall damaged by Halloween spray paint. 207/05 31 October 2005As millions prepare for tonight's Halloween parties, Lloyds TSB Insurance is warning homeowners to brace themselves for a spate of trick or treating disasters. A window shattered by a trick or treater's broomstick. A carpet stained by blood - fake presumably. free on line home insurance quotes. insurance cover home satellite system. home insurance price. Read more...

Home contents insurance from MORE TH>N includes (as of 16th August 2005): £60,000 contents cover as standard (higher limits available on request). Up to £7,500 High Risk items cover for those valuable, more likely to be stolen possessions such as PCs, TVs, Cameras, Jewellery and Art (higher limits available on request). ‘New for old’ replacement of damaged or stolen goods. 24 hr Emergency Helpline – freephone support and advice available when it’s needed, 365 days a year. Up to £150 Emergency Repairs benefit – we will arrange for a competent and experienced contractor to make the repairs. This also includes emergency overnight accommodation. Children’s College cover – as part of our standard cover, if a child is still living at home, their belongings in their college accommodation are protected (up to 15% of the sum insured). Moving Home cover, when moving home belongings are covered against loss or damage as long as professional removal contractors are used.

Faster Gadget Entry
Faster Gadget Entry 30th September 2005 Gadgets today are becoming mass-market in almost half the time they did a few decades ago, according to the MORE TH>N Home Contents Index. It is important to ensure you have enough insurance cover for these items both in the home and when you are carrying them around. 20% of young people own an iPod and 68% own a digital camera. free on line home insurance quotes. insurance cover home satellite system. home insurance price. Read more..

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Shopping starts at 50
On the contrary, they are embracing consumer culture and are particularly keen not to be left behind by technology, snapping up the latest gadgets with the gusto of teenagers."It's great to see older men spending their hard earned cash, although - of course - they need to remember that their spending spree may impact upon the value of their home contents."MOFS Regional Statistics (per cent) U.K London South Midlands North Wales Scotland Number... free on line home insurance quotes. insurance cover home satellite system. home insurance price. Read more...

Millions on gardens
And it’s in the last two years that the majority (65 per cent) of garden owners have carried out their garden improvements. 26 May 2006 - MoreThan Home Insurance Brits spent £2.5 million on garden goods last year alone.1 UK gardens are now worth £52 billion. Forget home interiors, Brits are now spending their hard-earned cash - and lots of it - on their gardens, according to recent research from MORETHAN insurance 3. free on line home insurance quotes. insurance cover home satellite system. home insurance price. Read more...

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