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Be Aware Flood Dangers
Torch, battery-operated radio (with spare batteries), first aid kit, warm clothes, blankets and bottles of water. Have a map of your local area handy. Keep your insurance policy documents in a water-tight bag in a safe place. home insurance payment. new home insurance rate. free home insurance owner quote. Read more...

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It's all in the stars!
Installing a smoke alarm, a burglar alarm, using a pipe detector before drilling into a wall, or just taking extra care when cooking are simple ways to reduce the likelihood of making a claim and the extent of damages." Notes:. If you're a water sign, take extra care when you're tackling DIY in the bathroom and be sure to know where your stop-cock is. Air, earth, fire and water. home insurance payment. new home insurance rate. free home insurance owner quote. Read more..




Joy Unluckiest Person.


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Joy unluckiest person.

‘Joy’ may be an uplifting and happy name but a report on home calamities shows that not all is rosy for this tribe of women. A study of 180,000 home policies by Churchill Insurance shows that ‘Joy’ suffers from more break-ins, accidents and water leaks than any other name. In fact women dominate the mishap charts, with Diana and Tracey also suffering more claims than most. Sean is the most likely man to suffer a burglary, accident or other household claim, and Paula comes in at fifth position.


Student Possessions Worth 2.5bn
Make sure valuables cannot be seen from the outside. If possible, make sure that every door and window in their student room has a good lock. Martin Scott, Head of Churchill Home Insurance, added:. Make sure all doors and windows are securely locked when leaving their room. home insurance payment. new home insurance rate. free home insurance owner quote. Read more...

Churchill’s Head of Home Insurance, Martin Scott said, “Our data does show that some names suffer much worse than others, but location, age and type of home are often better indicators. Our stats show that 25-29 year olds, those living in the North East and end of terrace homes are the most prevalent sufferers overall.” Frederick, Ruth and Tim are the nation’s lucky ones – they claim the least. Iris and Arthur also keep out of harm’s way with a low number of home incidents to report.

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Although there does not seem to be commonality between these claiming names, leading psychotherapist and life coach, Christine Webber, believes that psychology has a part to play. “Joy tries to live up to her name; the likelihood is that she is energetic and enthusiastic in all that she does. This may lead her to be clumsy and careless, knocking things over, leaving taps running and forgetting to shut windows,” comments Christine Webber.“On the other hand Ruth tends to be gentle and quietly generous, she is willing to accept the blame; therefore by her nature she is keen to have a quiet life.


Disasters in the home
New research out today reveals that on average every household suffers from six home disasters or accidents over a lifetime. This means that every minute of every day, six homes could fall victim to burglary, fire, flood or accidental damage. In fact, Churchill’s data shows that the average householder will face some sort of loss or damage to the home every seven years and 9 months, totalling as much as six times in a lifetime. home insurance payment. new home insurance rate. free home insurance owner quote. Read more...


Her spare time will be based at home, therefore decreasing the risk of burglary, and Ruth is more likely to take care with her possessions.” Another aspect is the biggest and most expensive home disasters. Dorothy’s claims are the most costly whilst Kathryn’s are the most frugal. Men that suffer the biggest financial mishaps tend to be Nigel, Phillip and Chris, with the lower cost claims made by Vincent. Research based on Churchill Home Insurance customer base of over 180,000 policies.

Home is where the happiness is.
North Easterners proved themselves among the happiest of all with a rating of 96%. In a nationwide survey in which 2000 men and women were asked whether they considered their home to be happy, nearly all respondents said yes. The rest of the supposedly prosperous South East aren't far behind in the misery stakes either.Fiona Somerton-Edwards, of Norwich Union, explained:. Home is where the happiness is. home insurance payment. new home insurance rate. free home insurance owner quote. Read more..


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Impressive growth
It's this commitment to our customers which is delivering competitive advantage and driving new business."Phil Loney adds, "We expect the softening personal insurance market to continue into 2006, and will maintain our focus on ensuring that new business acquired is profitable. home insurance payment. new home insurance rate. free home insurance owner quote. Read more...

Unsafe homes exposed
A further 40 per cent are confident that their home is as safe as it can be – all positive statements from an apparently secure nation. Despite the major gap between perceptions and reality about household security, almost nine in 10 (89 per cent) of those quizzed believe that homeowners that do take safety precautions seriously, such as fitting locks, alarms, and other measures should pay lower insurance premiums. home insurance payment. new home insurance rate. free home insurance owner quote. Read more...

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