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Impressive growth
At the same time, claims fell by 17million to 197million and the claims ratio improved to 34 per cent.Sales through direct channels continued to demonstrate strong growth with gross written premiums from new policies sold through direct channels increasing by 9 per cent. NOP Research Group Limited. discount home owners insurance. senior home insurance quote. buy home insurance owner. Read more...

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Anti-social Brits
But despite the animosity, a curious 25 per cent of those polled can’t help but take note of their neighbour’s behaviour – enjoying a private gossip about their to-ings and fro-ings over the dinner table. Anti-social Brits New research has revealed that arguments about parking, noise levels, blaring music and lack of privacy are common in most neighbourhoods. discount home owners insurance. senior home insurance quote. buy home insurance owner. Read more..



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Home Disasters


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Home Disasters

Six Home Disasters Or Accidents Over A Lifetime They say home is where the heart is and it shouldn’t be taken for granted. New research out today reveals that on average every household suffers from six home disasters or accidents over a lifetime. Research by home insurer, Churchill, shows that 3.2 million homes in the UK suffer a disaster or accident every year. This means that every minute of every day, six homes could fall victim to burglary, fire, flood or accidental damage. Churchill analysed its claims data* and calculated how frequently householders will need to call on their home insurer for help.


MoreThan does more
It offers motor, home, pet, travel and life insurance as well as a credit card via the internet and by phone. MoreThan does more 20/03/2006 Leading home insurer MORE TH>N is improving its home insurance policy by increasing its standard cover limits to provide even more protection to homeowners. 80% of people now own a DVD player, just ten years since they were first produced, and already 10% have iPods just four years after launch. discount home owners insurance. senior home insurance quote. buy home insurance owner. Read more...

In fact, Churchill’s data shows that the average householder will face some sort of loss or damage to the home every seven years and 9 months, totalling as much as six times in a lifetime. The most frequent claim is for accidental damage, such as spilling food or drink on carpets and sofas, damage to TVs or entertainment equipment, DIY accidents such as drilling through a cable or water pipe, or even damage to patio doors and double glazing.

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The research also reveals that half of all homes in the UK will be broken into at some point over a lifetime, with the cost of repairing thieves’ damage and replacing stolen belongings reaching tens of thousands of pounds.  Theft doesn’t stop within the home either – each person could have personal items that they carry around outside the home stolen or lost at least once in a lifetime. The research also reveals that the unpredictable British weather can wreak havoc on homes, with half of householders suffering storm damage at least once over their lifetime. Whilst most homes will suffer from these more common events, the research reveals that some will have extreme disasters, such as fire (10%), subsidence (6%) and flood (3%).


Aladdins cave in the garden
As thousands of green-fingered Brits enjoy getting out in their gardens this summer (weather permitting), a new survey reveals that many of us have a small fortune stored in the humble garden shed. Aladdins cave in the garden over the summer months. discount home owners insurance. senior home insurance quote. buy home insurance owner. Read more...


Although more rare, these disasters can be costly and have a substantial impact on a household - potentially resulting in a claim for the full value of the property and all its contents. Martin Scott, Head of Home Insurance at Churchill, said: “Whilst the smaller household accidents are inconveniences which affect us all, a number of householders will suffer a major disaster and the effects could be devastating. Householders without the reassurance of home insurance can spend years rebuilding their lives should such disasters occur.” Notes: * Churchill analysed over 21,000 home insurance claims made in 2005. According to ONS, there are 24,479,439 households in the UK.

Holidaying to excess
All spending figures compiled using Barclays own data mining and database technology which is able to identify key trends in people's spending from a customer base of more than 13 million current accounts and Barclaycard customers (from April 2004 to April 2005). The survey from Barclays also revealed:. discount home owners insurance. senior home insurance quote. buy home insurance owner. Read more..


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Following The Carlisle Floods
Advice can also be found on their websites:EA - www.environment-agency.gov.uk. Have a map of your local area handy. Have sandbags - your local council may be able to provide these - and boards ready to block doors, etc - do this in good time! discount home owners insurance. senior home insurance quote. buy home insurance owner. Read more...

World Cup Shopping
“Once again, World Cup fever is set to sweep the land with millions of homeowners snapping up the latest home entertainment kit and inviting friends and relatives over to enjoy the games in surround-sound, full colour glory. ***A third of the 55 per cent who plan to follow the FIFA World Cup will invite guests to their homes to watch the games. discount home owners insurance. senior home insurance quote. buy home insurance owner. Read more...

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