Grandad missed out

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Student Possessions Worth 2.5bn
Gone are the days when young Britons slummed it during their university years. Student Possessions Worth 2.5bn 29/07/2005 Students in the UK are collectively taking 2.5bn* worth of possessions with them to university this year, estimates Churchill Home Insurance. "Parents are often unaware of the cumulative contents value of their children's student room, as things were very different in their day. home insurance replacement value. cheaper home insurance company. buy a home insurance policy now. Read more...

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Unapproved Building Work
Nearly one in five (18 per cent) found that their loft conversions were not approved, and five per cent garages or carports, after purchasing their home. home insurance replacement value. cheaper home insurance company. buy a home insurance policy now. Read more..

Grandad Missed Out

home insurance replacement value. cheaper home insurance company. buy a home insurance policy now.

Grandad missed out

BRITS TO SPEND 15.4 BILLION ON CHRISTMAS GIFTS… BUT NOT FOR GRANDAD 24 November 2005 Brits are set to spend £15.4 billion1 on Christmas gifts this year, but the spoils won’tbe distributed equally among our nearest and dearest. Grandfathers will draw the short straw, receiving presents worth an average of just£14 each, according to the Relative Values Christmas League published today byDirect Line Home Insurance. This compares with the league leaders, wives and girlfriends, who will pick up gifts worth an average of £117 and £102 respectively from their men-folk this year. The research also reveals that traditional gifts appear to be making a comeback. Nearly three-quarters (74 per cent) of respondents intend to buy books and one of five (19 per cent) will be giving socks, compared to one in twenty (5 per cent) givingi-Pods or digital cameras (6 per cent). Other Christmas losers include husbands, who should think twice before tying the knot, with 16 per cent of wives admitting they spend less money on gifts for themthan before they were married.

Aladdins cave in the garden
Mark Bishop from insurer, Cornhill Direct said:. Aladdins cave in the garden over the summer months. One in 10 people use it as an “escape from the missus”; while two per cent use it as a place to have a drink with mates just like the television characters Jim Branning and Patrick Truman from Eastenders. home insurance replacement value. cheaper home insurance company. buy a home insurance policy now. Read more...

Brothers and mothers-in-law are also set to lose out, both netting £24 a present, in contrast to boyfriends and daughters, who rack up a hefty £101 each per item. In addition, the Direct Line Home Insurance Research reveals that the value of the presents received will vary considerably according to where you live. The supposedly thrifty Scots are by far the most generous present givers, expecting to spend an average of £409 on all their gifts this Christmas, however it appears thatLondoners don’t intend to share their Christmas bonus with relatives, with eachplanning to spend £342 on all their presents, less than any other region in the UK. Overall, there is set to be a decline in present buying this Christmas, with adults predicting that they will spend nearly £950 million less in 2005 than they did in20042.In spite of this belt-tightening, our kids will do better than ever this year, netting animpressive £1.5 billion worth of presents3. The average British parent predicts theywill spend £137 on each child - that’s 60 per cent more than today’s over-50s spenton their youngsters at Christmas 4.

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Simon Ziviani, Direct Line Home Insurance spokesperson, comments: “Christmas 2005 looks set to be one of the biggest ever with the average British household spending £540 on presents - some lucky relatives are set to do particularly well, especially our children. “Our research tells us that large numbers of people will be leaving their homes vacant in the period between Christmas and New Year, with 34 per cent away on Boxing Day and 33 per cent elsewhere at New Year. “With their houses full of expensive items, it’s more important than ever that people ensure that their home contents are fully covered and that they take sensible precautions to secure their home.” Direct Line tips for keeping your home and contents secure this Christmas: Ensure that valuables, including Christmas presents, are not left visible from the exterior of the home. If visiting family or friends, inform a trusted neighbour who can keep an eye on the property while you are away. Install a movement-activated lighting system at the front and back of the home and a timed lighting system inside the house.

closet hoarders
Barclays offers Home Insurance and Contents cover at competitive prices that offers value for money you can rely on. Victoria Beckham had a six per cent vote*. By only throwing away five per cent* of their wardrobe each year many are living in denial and underestimating the true cost of their entire wardrobe should they need to replace it. Those people who are not married or in a relationship and living with a partner). home insurance replacement value. cheaper home insurance company. buy a home insurance policy now. Read more...

Relative Values Christmas League Relative - Average Spend/£ Wife 117 Girlfriend 102 Boyfriend 102 Daughters 101 Sons 99 Husband 89 Grandson 48 Granddaughter 45 Daughter-in-Law 42 Mothers 38 Son-in-Law 34 Fathers 32 Sister 26 Mother-in-Law 24 Father-in-Law 24 Brother 24 Grandmother 16 Grandfather 14 Research – The research was carried out online from 21-26 October 2005. YouGov interviewed a total of 2,032 UK adults aged 18 and above. Results were weighted to be representative of the UK population. 1. Brits predict they will spend an average of £349.71 on presents in 2005 = £15,457,182,000. 2. Brits spent an average of £371.03 each on presents in 2004. Total UK population = 44.2million, therefore total spend was £16,399,526,000. Brits predict they will spend an average of £349.71 on presents in 2005 = £15,457,182,000. Difference = £942,344,000. 3. Children under 16 will receive presents worth an average of £137 each. There are 11,646,000 children under 16 in the UK (ONS 2004). Therefore total spend = £1,595,502,000. 4. Over-50s with children now aged over 18 estimate they spent £86 per child on Christmas presents in a typical year.

Sales spending spree
Specific purchases earmarked by shoppers include footwear, with more than one in five (21 per cent) Brits saying they want to pick up a brand new pair of shoes. Adults predict they will spend an average of £122.20 each in the 2006 sales = £5,560,100,000. home insurance replacement value. cheaper home insurance company. buy a home insurance policy now. Read more..

home insurance replacement value. cheaper home insurance company. buy a home insurance policy now.

UK garden lovers
We should all get in the habit of locking up items in the house and making our gardens as secure as possible." To keep prized possessions away from opportunistic thieves, esure.com recommends that homeowners take these simple steps to secure their gardens this summer:. " has one of the highest levels of garden cover (up to £1000) including plants and garden equipment. home insurance replacement value. cheaper home insurance company. buy a home insurance policy now. Read more...

Springs into action
To speed things up always have your policy number to hand when you telephone your insurer. Same day cash payments available to customers who have experienced serious losses and require emergency accommodation and/or supplies. 200/05 12 October 2005 Following the severe weather conditions sweeping many parts of the UK, Lloyds TSB Insurance has experienced a surge in calls and claims for flood and storm damage. home insurance replacement value. cheaper home insurance company. buy a home insurance policy now. Read more...

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