Faster Gadget Entry

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Shop around for home insurance
Research by the Post Office revealed that an apathy to change plans to get a better deal, and confusion over insurance plans, means that home owners are losing out and being taken advantage of by mortgage lenders looking to cash in. "Changes to the law six years ago prevented lenders from forcing homeowners to buy their home insurance through them. However, nearly half of consumers still seem to be doing so. estimate home insurance. owner home insurance faq. top 10 home owner insurance company. Read more...

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DIY claims
A policyholder who damaged a sewage pipe while trying to remove concrete steps, resulting in a claim for £744.17. Claims tend to be lower on the first day of the holidays as it is often the purchasing day. estimate home insurance. owner home insurance faq. top 10 home owner insurance company. Read more..

Great value home insurance from Tesco. Get a quote for buildings and contents insurance. - Tesco Home Insurance

Faster Gadget Entry

estimate home insurance. owner home insurance faq. top 10 home owner insurance company.

Faster Gadget Entry

30th September 2005 Gadgets today are becoming mass-market in almost half the time they did a few decades ago, according to the MORE TH>N Home Contents Index. Huge fall in cost of electrical items and rise in disposable income mean consumers can get more technology for the same money. 22% of young people own an iPod and 68% own a digital camera. 1 Plummeting costs and rising wealth in the UK have led to electrical items becoming mass market in half the time they did 20 or 30 years ago, according to the MORE TH>N Home Contents Index. It took 15 years for 85% of UK households to have a colour television and 20 years for 89% of households to get a video recorder. 2 Today’s favourite gadgets are entering most homes much quicker: 80% of people now own a DVD, just ten years since they were first produced, and already 10% have iPods just four years after launch. The average Briton today owns gadgets worth £4,600 1 as they fill their homes with the latest plasma screens, DVD players, MP3 players and digital cameras. Disposable income increased by more than 78.3% between 1987 and 2004 while the price of Audio-Visual Equipment fell by 76.1% in the same period. This has made like-for like audio-visual equipment more affordable, while technological advances mean consumers are often able to upgrade when they make new purchases.

Winter can drain cash.
Learn where the stop cock is so you can limit water damage in the event of a frozen or burst pipe.” During the last 12 months, nearly 50% of callers to the Cornhill Direct Home Assistance 24-hour helpline have needed immediate help with plumbing or drainage problems caused by burst pipes or blocked drains. Before it gets too cold, inspect your pipes for cracks, leaks or other damage. estimate home insurance. owner home insurance faq. top 10 home owner insurance company. Read more...

In 1970 a colour TV cost just under £200 – 1.5% of gross household income. In 2004/5 an average standard 20” colour TV is £150 - 0.5% of household income. Electrical Item Launched Ownership Length of time since launch Then Colour Television 1970 2002 (owned by 99% of households) 32 years Video Player 1978 2002 (owned by 89% of households) 24 years Home PC 1980 2002 (owned by 54% of households) 22 years Recent DVD Player 1995 2005 (owned by 80% of people) 10 years Digital camera 1995 2005 (owned by 52% of people) 10 years Now Plasma TV 1995 2005 (owned by 10% of people) 10 years Videophone 2005 (owned by 25% of people) 3 years iPod 2001 2005 (owned by 10% of people) 4 years David Pitt, Head of Insurance at MORE TH>N comments: “Our research has found that young Brits are driving the revolution in spending on technology, with the average 16-24 year old owning over £5,000 worth of gadgets, such as games consoles, video phones, MP3 players and digital cameras.

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As the majority of this group may be in full time education or living with their parents it could be that ‘pester power’ has come into force, with parents having to fork out for expensive goods.” Nearly half (45%) of under 24 year olds will buy the latest gadget as soon as it comes out or when they can afford it: 20% of young people own an iPod and 68% own a digital camera. Young Londoners lead the way with almost twice the national average owning videophones (48%), plasma televisions (24%) and iPods (29%). Pitt continues, “As this research highlights there is a proliferation of small but high value gadgets in the home now, which means a thief can easily grab lots of small items, taking more value then they used to steal. It is important to ensure you have enough insurance cover for these items both in the home and when you are carrying them around. “ MORE TH>N provides peace of mind with £60,000 automatic cover for home contents so that customers are not left underinsured. Personal possessions cover can also be added on for an average of £30 per annum so that the items carried around on a daily basis will be covered against loss and theft.

Gift Fest This Christmas
Homeowners should review their contents sum insured in the New Year to ensure they have adequate insurance cover following their Christmas spending.” Meanwhile, 50 percent of parents admit that for their kids, Christmas is all about a visit from Father Christmas and the giving and receiving of presents. Top ten Christmas presents for kids .1. estimate home insurance. owner home insurance faq. top 10 home owner insurance company. Read more...

Notes: Research by TNS on behalf of MORE TH>N interviewed 1014 adults 16+ in August 2005. Research by the Centre of Economics and Business Research for MORE TH>N in August 2005. Home contents insurance from MORE TH>N includes: £60,000 contents cover as standard (higher limits available on request). Up to £7,500 High Risk items cover for those valuable, more likely to be stolen possessions such as PCs, TVs, Cameras, Jewellery and Art (higher limits available on request). ‘New for old’ replacement of damaged or stolen goods. 24 hr Emergency Helpline – freephone support and advice available when it’s needed, 365 days a year. Up to £150 Emergency Repairs benefit – we will arrange for a competent and experienced contractor to make the repairs – also includes emergency overnight accommodation. Children’s College cover – as part of our standard cover, if a child is still living at home, their belongings in their college accommodation are protected (up to 15% of the sum insured). Moving Home cover - when moving home belongings are covered against loss or damage as long as professional removal contractors are used. Discounts for homeowners with security alarms, British Standard door and window locks and members of Neighbourhood Watch Schemes.

It's a New "Yawn's" Eve
And no one wants to start the New Year with a hefty cleaning bill".Key features of Post Office Home Insurance are:Optional extras to supplement the policyBuilding insurance offers a minimum cover of 35,000 and a maximum cover of 750,000, with a maximum no-claims discount of 35%Contents insurance offers a minimum cover of 15,000 and a maximum cover of 99,000 with a maximum no-claims discount of 35%. estimate home insurance. owner home insurance faq. top 10 home owner insurance company. Read more..

estimate home insurance. owner home insurance faq. top 10 home owner insurance company.

Homeowners to fork out
Nearly one person in five has experienced a flooded garden, house or garage and 91.4 per cent of men and 93.9 per cent of women had forked out at least £100 to replace damaged plants. Simon Ziviani from Direct Line Home Insurance warns,“With sever weather predicted this winter, Direct Line is advising homeowners to prepare and protect their homes and particularly those in high risk areas". estimate home insurance. owner home insurance faq. top 10 home owner insurance company. Read more...

Women spend three years shopping
Churchill Insurance Company Limited. Over a lifetime, the average British woman will shell out a total 15,840 on other accessories like handbags and jewellery. Two in five (42 per cent) admit that they regularly splash out on accessories even though they don't really need them. In fact, a third of women admitted to having 25 pairs in their wardrobe, totalling a value of around 1000, while a further 1.3 million women own well over 30 pairs of shoes. estimate home insurance. owner home insurance faq. top 10 home owner insurance company. Read more...

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