Electric Guitars - a must have.

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Gift Fest This Christmas
Gift Fest This Christmas UK Kids To Enjoy A 1.4bn Gift Fest This Christmas. “The research clearly shows that parents are prepared to treat their children at Christmas, although some may be surprised by the amount they are spending overall. £16.25 = £192,795,363 (total expected spend) / 11,858,857 (number of 0-16 year olds in the UK) Source:. home owner insurance program. home owner insurance low rate. home insurance purchase. Read more...

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But a staggering 59 per cent of men and 63.6 per cent of women took no measures to protect their home. The biggest cost being damaged pipes, which cost £2,250 to repair. Scotland proved itself the frozen north, with nearly one in five homes having burst or frozen pipes. home owner insurance program. home owner insurance low rate. home insurance purchase. Read more..

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Electric Guitars - A Must Have.

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Electric Guitars - a must have.

11/01/2005 Electric guitars are the latest ‘must have’ for teenagers according to specialist musical instrument insurer Allianz Cornhill Musical Insurance. Figures from Music Industries Association (MIA) back the trend, showing that electric guitar sales have grown by 30% over the past two years. Michael Markwell, musical instrument manager Allianz Cornhill Musical Insurance said: “We insure more violins than any other instrument but the number of policies we hold for electronic musical instruments such as electric guitars, is steadily rising.” With the cost of modern electric guitars ranging from £100 to £1,000 and prices holding up, Allianz Cornhill Musical Insurance is reminding parents who have bought one as a Christmas present to check that the instrument is fully insured.

Kids school gear
Infact, parents don't realise that a two-child family could now have nearly a thousand pounds worth of possessions to replace should the children suffer loss or theft." Thirty-five percent of 10 to 15-year-olds have been victims of at least one personal crime such as assault, robbery or theft** and Churchill Home Insurance has compiled a list of the most stolen items at school***:. Sports Equipment 10 % Scott concluded:. home owner insurance program. home owner insurance low rate. home insurance purchase. Read more...

“Many people assume that cover under their home contents policy will fully protect a musical instrument but they need to check. However, as specialist musical instrument insurance has been designed for musicians of all abilities, it automatically provides all the cover budding or experienced musicians need.” An Allianz Cornhill Musical Insurance policy costs from £30 and comes with the following cover as standard: - All risks, including fire, theft and accidental damage - Theft from an unlocked room eg.

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School classroom or band venue - Worldwide cover – unlimited period - Unrestricted professional use - Depreciation in value following repair - Repairs can be carried out by the dealer of your choice - No shopping around for the cheapest/nearest quote for repairs - Details of higher value stolen instruments circulated to dealers because in most cases owners want their stolen instrument returned “We’re seeing an increasing number of claims coming in for electronic musical instruments from professional as well as amateur musicians.

Danger lurks
Churchill’s top five accident claims in the kitchen are:. Store knives and other sharp objects out of the reach of children.Martin Scott added:. home owner insurance program. home owner insurance low rate. home insurance purchase. Read more...

We have recently dealt with a claim for computer equipment used to make music that has been stolen from a musician’s house,” explains Michael. “Electric guitars are not cheap. Before your future rock star son or daughter leaves home to gig at their friend’s make sure that their equipment is fully covered.” Allianz Cornhill Musical Insurance will insure almost anything that is used to make music and is currently offering 12 months cover for the price of 11 to customers buying cover online. The offer is subject to minimum premiums and applies only to the first year of cover.

Disasters in the home
In fact, Churchill’s data shows that the average householder will face some sort of loss or damage to the home every seven years and 9 months, totalling as much as six times in a lifetime. The most frequent claim is for accidental damage, such as spilling food or drink on carpets and sofas, damage to TVs or entertainment equipment, DIY accidents such as drilling through a cable or water pipe, or even damage to patio doors and double glazing. home owner insurance program. home owner insurance low rate. home insurance purchase. Read more..

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Shop around for home insurance
"Changes to the law six years ago prevented lenders from forcing homeowners to buy their home insurance through them. However, nearly half of consumers still seem to be doing so. A recent survey by esure.com found that Brits have increasingly valuable items in their homes as they indulge expensive gadgets. home owner insurance program. home owner insurance low rate. home insurance purchase. Read more...

Avoid rodent invasion
Packing tissue, unwanted clothes or cuddly toys, and cardboard boxes are ideal nesting materials. Esure’s network of pest controllers are all vetted, audited, fully qualified and professionally trained. Practical guidance given when handling the infestation to help prevent future pest problems. home owner insurance program. home owner insurance low rate. home insurance purchase. Read more...

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