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Rise in Halloween horrors.
It shows that while ghosts and ghouls may not be a threat, we should still do everything possible to protect our homes.""However, no amount of care can give a home complete protection and unfortunately tales of 'broomstick and pumpkin' related incidents are to be expected at this time of year. free home owners insurance quotes. english home insurance. home owner insurance basics. Read more...

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Winter can drain cash.
Key features of cover are:. Learn where the stop cock is so you can limit water damage in the event of a frozen or burst pipe.” During the last 12 months, nearly 50% of callers to the Cornhill Direct Home Assistance 24-hour helpline have needed immediate help with plumbing or drainage problems caused by burst pipes or blocked drains. free home owners insurance quotes. english home insurance. home owner insurance basics. Read more..



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Easy Target For Criminals


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Easy target for criminals

Britons buy £247million of goods from illegal street traders* 6.5 million UK adults have purchased items from criminals on the street Purchasing stolen goods provides ‘oxygen’ to burglars warns Halifax Home Insurance Car boot sales highlighted as nation’s stolen goods hot spot New research* published today by Halifax Insurance reveals that criminals have an alarmingly easy job selling goods illegally on the streets of Britain. Staggeringly, more than one-in-three (37%) people who have been illegally approached to buy goods on a British street said they’d put moral considerations aside in pursuit of a bargain. In total 6.5 million Britons have admitted to spending £247million on goods from unlicensed street traders.  Only one-in-five adults (20%) that have purchased goods illegally in the street sought to qualify their origin.   An overwhelming 85% of them also said it made no difference if the items appeared to have been stolen from someone’s home.  Reformed criminal Bob Turney, now a probation officer in Reading, comments on the findings: “As a probation officer I see an endless stream of cases relating to stolen goods - which are definitely being sold openly on our streets - in most cases to complete strangers.


British Women Waste
This adds up to a huge £7,901**** worth of unwanted clothes over the average working life. And the figures are set to rise dramatically over the next few weeks. But it’s not just women who have hundreds of pounds of clothes going to waste in their closets – men are nearly as bad. free home owners insurance quotes. english home insurance. home owner insurance basics. Read more...

The average household contains around £5000 of desirable items. When I was an active burglar I would not only sell to opportunists and strangers. I had a number of clients, who employed me to steal televisions and other electrical items to order. I even offered buyers an after sales repair service.But away from our streets, the British public actually suspects that car boot sales, which generate revenues of £1.46bn annually, provide an even more prolific outlet for stolen goods, followed by market stalls and online auctions . Whatever the location, Halifax Home Insurance is warning the public that purchasing stolen goods encourages burglary - costing the average victim £2300** to rectify.   It doesn't only have a financial impact as 85% of household burglary victims also suffer post traumatic symptoms including shock (28%); depression (23%); anxiety or panic attacks (15%); loss of confidence and vulnerability (14%) and fear (9%)***.

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Halifax Home Insurance emphasises that burglaries impact all home insurance policyholders’, as a percentage of the premium takes into account claims settlements for burglary victims.  Vicky Emmott, senior underwriter at Halifax Home Insurance, said: “T he British public has become a soft target for criminals wanting to offload stolen goods. Studies show that burglary can have a lasting emotional impact on victims, but people either don’t make that link, or as our research indicates, they are simply happy to turn a blind eye in the face of a bargain.” Emmott continued: “ People should be aware they could face criminal prosecution for handling stolen goods if the items purchased were found to have been taken from someone’s house during a burglary.  It is important that the public report illegal traders to the police and ensure they only purchase goods from authorised sources.”   Halifax Home Insurance’s research also suggests that illegal traders use Britain’s streets to sell-on large amounts of small, low value items such as mp3 players at an average price of £38 per item.


Avoid rodent invasion
Use steel wool, copper mesh or plaster to fill holes and, in particular, seal up the gaps surrounding hot water pipes to prevent them from entering airing cupboards. free home owners insurance quotes. english home insurance. home owner insurance basics. Read more...


This makes an interesting comparison with a previous study by the insurer which showed that public houses are used to sell on lower quantities of larger, more expensive items - such as televisions – averaging £168 per item. Men are more susceptible than women to offers from illegal street traders.  When approached by unauthorised street traders almost half (42%) of British males purchased goods from the criminal compared to just one in four (28%) of women.  However, women are less likely than men to care if black-market goods had come from somebody’s home or question where they came from. For further information and interviews contact: Halifax General Insurance Press Office: Notes *1019 GB adults aged 16-64 were interviewed by Onlinebus between 7th – 9th April 2006 ** www.homeoffice.gov.uk/rds/pdfs/hors217.pdf (table 4.2) *** http://www.homeoffice.gov.uk/rds/pdfs05/personal_theft_0405.xls (tab 3.13)

Springs into action
Lloyds TSB Insurance buildings and contents customers who need advice, or wish to register a claim, should call the relevant claim number below, or contact their nearest branch. Telephone your insurer as soon as possible - they will register the claim and advise on what to do next, if necessary, they will send a loss adjuster to assess the damage. free home owners insurance quotes. english home insurance. home owner insurance basics. Read more..


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DIY claims
Ladder related accidents (8%). The claims often follow the next day when the purchases are erected or installed.” Churchill has compiled a ‘DIY Disaster’ list which breaks down the types of DIY claim made over the Easter period:. Churchill’s Home Insurance spokesman, Greg Dawson said:. Drilling / hammering / putting up shelves (14%). free home owners insurance quotes. english home insurance. home owner insurance basics. Read more...

Impressive growth
Impressive growth 24/06 27 February, 2006Reporting alongside Lloyds TSB Group, Lloyds TSB General Insurance today reported an impressive double digit increase in Profit Before Tax of 22 per cent or 37million in 2005. Note 1 - As identified in the NOP Financial Research Survey six months ending June 2005. free home owners insurance quotes. english home insurance. home owner insurance basics. Read more...

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