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Home Disasters
Whilst most homes will suffer from these more common events, the research reveals that some will have extreme disasters, such as fire (10%), subsidence (6%) and flood (3%). According to ONS, there are 24,479,439 households in the UK. * Churchill analysed over 21,000 home insurance claims made in 2005. cheep home insurance. home owner insurance quotation. competitive home insurance. Read more...

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Unapproved Building Work
Tips on avoiding planning pitfalls. Meanwhile, homebuyers are also counting the cost of unapproved building work with 3.5 million reporting that they moved into a new home only to discover unsound or unapproved work. Brits wasted £300 million1 on home building projects last year because they ignored, were unaware of the need for, or misinformed about planning rules. cheep home insurance. home owner insurance quotation. competitive home insurance. Read more..



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Disasters In The Home


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Disasters in the home

02/06/2006They say home is where the heart is and it shouldn’t be taken for granted. New research out today reveals that on average every household suffers from six home disasters or accidents over a lifetime. Research by home insurer, Churchill, shows that 3.2 million homes in the UK suffer a disaster or accident every year. This means that every minute of every day, six homes could fall victim to burglary, fire, flood or accidental damage. Churchill analysed its claims data* and calculated how frequently householders will need to call on their home insurer for help.


Lost Fortune
Down the back of a cabinet (3%) Consequently, house-holders are most likely to find money in the living room (42%), followed by the bedroom (37%) and kitchen (7%). The survey also revealed that nearly half of UK adults (48%) wish they were better at looking after their money. Down the back of the sofa (27%) 2. Calculation based on number of UK adults:. cheep home insurance. home owner insurance quotation. competitive home insurance. Read more...

In fact, Churchill’s data shows that the average householder will face some sort of loss or damage to the home every seven years and 9 months, totalling as much as six times in a lifetime. The most frequent claim is for accidental damage, such as spilling food or drink on carpets and sofas, damage to TVs or entertainment equipment, DIY accidents such as drilling through a cable or water pipe, or even damage to patio doors and double glazing.

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The research also reveals that half of all homes in the UK will be broken into at some point over a lifetime, with the cost of repairing thieves’ damage and replacing stolen belongings reaching tens of thousands of pounds.  Theft doesn’t stop within the home either – each person could have personal items that they carry around outside the home stolen or lost at least once in a lifetime. The research also reveals that the unpredictable British weather can wreak havoc on homes, with half of householders suffering storm damage at least once over their lifetime. Whilst most homes will suffer from these more common events, the research reveals that some will have extreme disasters, such as fire (10%), subsidence (6%) and flood (3%).


Disasters in the home
The research also reveals that the unpredictable British weather can wreak havoc on homes, with half of householders suffering storm damage at least once over their lifetime. Although more rare, these disasters can be costly and have a substantial impact on a household - potentially resulting in a claim for the full value of the property and all its contents. cheep home insurance. home owner insurance quotation. competitive home insurance. Read more...


Although more rare, these disasters can be costly and have a substantial impact on a household - potentially resulting in a claim for the full value of the property and all its contents. Martin Scott, Head of Home Insurance at Churchill, said: “Whilst the smaller household accidents are inconveniences which affect us all, a number of householders will suffer a major disaster and the effects could be devastating. Householders without the reassurance of home insurance can spend years rebuilding their lives should such disasters occur.” Notes: * Churchill analysed over 21,000 home insurance claims made in 2005 According to ONS, there are 24,479,439 households in the UK

Creepy claims
Churchill’s breakdown of home claims on Friday 13th:. A study of all 2004 home insurance accident claims found that there was a significant increase on the two Fridays that fell on the 13th - suggesting that Brits should take extra care around the house this Friday. Churchill's Home Insurance spokesman, Greg Dawson said, "The increase could be down to homeowners over-compensating as it is a traditionally superstitious date. cheep home insurance. home owner insurance quotation. competitive home insurance. Read more..


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DIY claims
Churchill’s Home Insurance spokesman, Greg Dawson said:. “There is a very clear trend with DIY related home claims. Claims tend to be lower on the first day of the holidays as it is often the purchasing day. cheep home insurance. home owner insurance quotation. competitive home insurance. Read more...

Wednesday Nights Cost 127m
“Our findings show that burglars will target homes on week nights as well as weekends and that homes need to be secure at all times, whether people are at home or not.” So however captivating the Bingo session, midweek football or Lost are, home-owners should take the following simple precautions to deter criminals from entering their homes at all times:. Saturday afternoon - North-East. Wednesday night - Wales, East Anglia, North-West, Scotland. cheep home insurance. home owner insurance quotation. competitive home insurance. Read more...

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