Danger lurks

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Wasting money
More than 20 million Brits** (49 per cent) have carried out, or plan to make alterations that property experts say are likely to erode the value of their homes. Today’s homeowners are still paying the price for design fads from previous decades, with pebble-dash and stone-cladding both estimated to reduce the value of a property by up to 5 per cent. Commenting on the findings, Direct Line Home Insurance Spokesperson Simon Ziviani said:. company first home insurance. home owners insurance policies. home insurance owner s. Read more...

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It's a New "Yawn's" Eve
The most intrepid age group are 55-64 year olds with nearly one in ten planning to see in 2006 abroad. ICM is a member of the British Polling Council and abides by its rules. It could be the threat of one of the coldest winters in years, the nightmare of finding transport home, or just the expense of going out that's putting people off venturing out this New Year's Eve. company first home insurance. home owners insurance policies. home insurance owner s. Read more..

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Danger Lurks

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Danger lurks

Danger lurks in Hell's Kitchen. Egg timers and ladles are poised ready for the start of a new series of “Hell’s Kitchen”. This year Gary Rhodes and Jean-Christophe Novelli will attempt to instill some culinary expertise into 10 raw contestants. Meanwhile, millions of wanabe chefs, all over the country, will take to the kitchen and attempt to flambé the crêpes Suzettes with expensive consequences. Churchill Home Insurance analysed over 11,000 home insurance claims and found that one in five household accidents happen in the kitchen, with the average cost of a cooking related claim being £4,910. Additionally, more than one in ten household fires can be blamed on kitchen antics, with the humble saucepan being responsible for the majority of kitchen disasters.

Sods law costing millions.
For peace of mind, it is worth taking out the appropriate insurance to cover emergency repair work.” Notes Research was conducted between 28 and 31 October 2005 by YouGov Plc who interviewed a sample of 2,226 GB 18+ adults. Results were weighted to be representative of the GB population. The survey was carried out online. company first home insurance. home owners insurance policies. home insurance owner s. Read more...

Churchill’s top five accident claims in the kitchen are: Saucepans and frying pans – chip pans, pans being left and forgotten, putting a hot pan on the kitchen work surface Cooker – blowing up the cooker, breaking the glass in the cooker door Hob – leaving the hob on and melting appliances Oven – oven catching on fire , using oven cleaner on the elements Grill – leaving something under the grill, fat catching on the element, dropping grill pan onto the work surface or carpet Churchill’s Head of Home Insurance Martin Scott says: “While things hot up in Hell’s Kitchen we advise all budding chefs to ensure that they pay attention at all times in their own kitchen in order to avoid any unnecessary microwave explosions or blender-related disasters.” To prevent the worst from happening in the kitchen, Churchill advises the following cook’s tips:Do not leave pans unattended; if you must leave the kitchen briefly, turn down the heat on appliances and return to the kitchen quickly.

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Fear of theft
It's the younger 'i-Pod generation' that is feeling the most at risk of crime, and with many carrying phones and MP3's as well as cash, the fear is unsurprising." Phil Loney added:. One in ten (12 per cent) carry items worth up to 400, compared to just six per cent of the wider population. In contrast, only a fifth (22 per cent) of people aged 45-54 felt thieves might target them for their belongings. company first home insurance. home owners insurance policies. home insurance owner s. Read more...

Cool the burned area with cool water and seek medical attention for serious burns. Take extra care if there are small children around; always turn pot handles inward, beware children do not pull on tablecloths or placements and keep hot items away from the counter edge. Food cooked in a microwave can be dangerously hot. Remove the lids or other coverings from microwaved food carefully to prevent steam burns. Store knives and other sharp objects out of the reach of children.Martin Scott added: “We deal with many kitchen related claims, but don’t be put off entering the most dangerous room in the house, it can be great fun – just remember to pay as much attention to your surroundings as you do to the recipe!”

Parents are a cause for conecern.
Parents are a cause for conecern. Results were weighted to be representative of the GB population. Many (29 per cent) are concerned their parents will hurt themselves while attempting to carry out the repairs themselves. Their offspring are not just worried about the cowboys. company first home insurance. home owners insurance policies. home insurance owner s. Read more..

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All sorts of quirkiness
Many musicians rely on the personal possessions section of their home contents policy to cover their instrument, only to find out after making a claim that the level of protection offered can be limited and often does not include risks such as unrestricted professional use or depreciation in value following repair. Seek insurance that confirms the insured will be given full replacement value should the need arise. company first home insurance. home owners insurance policies. home insurance owner s. Read more...

Homeowners to fork out
The Welsh are far more concerned about winter damage in their homes than anywhere else. The least concerned about damage to their homes over the winter were those in the south west, with just 19.2 per cent concerned about the seasonal damage. 3 December 2005 Winter costs homeowners in the United Kingdom £16.7* billion every year, Direct Line Home Insurance has revealed. company first home insurance. home owners insurance policies. home insurance owner s. Read more...

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