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Easy target for criminals
Halifax Home Insurance emphasises that burglaries impact all home insurance policyholders’, as a percentage of the premium takes into account claims settlements for burglary victims.  Vicky Emmott, senior underwriter at Halifax Home Insurance, said:. “As a probation officer I see an endless stream of cases relating to stolen goods - which are definitely being sold openly on our streets - in most cases to complete strangers. inclusive home insurance. home insurance review. best home insurance company. Read more...

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Firework Ban.
The Bonfire Night safety fear is further revealed in the research findings which show:. Eighty Percent Of Brits Believe In Total Firework Ban. They fear for kids’ safety and do not encourage them to go house-to-house collecting with a home-made Guy. inclusive home insurance. home insurance review. best home insurance company. Read more..



- Norwich Union Direct Home Insurance

Brits Ban Home Parties


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Brits ban home parties

20th December 2005 As Christmas looms large on the horizon, this year's party season looks set to be a damp squib according to new research from Lloyds TSB Insurance. The sobering survey findings reveal that four out of five Brits will follow in Scrooge's footsteps this year by banning parties from their own homes. Runaway costs emerge as the number one reason for staying home alone, with over a quarter of cash strapped Brits (26.4 per cent) citing the expense of hosting a party as a major turn-off. However, almost one in five house proud homeowners (14.7 per cent) cite the risk of damage to their property as the reason for locking their doors and saying bah humbug to a party at home. Interestingly, anxious male respondents lose more sleep over the prospect of Christmas domestic carnage than woman (16.2 per cent v 14 per cent) and even the traditional party heavyweights, the 16-24 year olds, claim to be too concerned about damaging their homes to risk throwing a party.


White elephant gadgets.
National Statistics:. White elephant gadgets. Esure.com’s annual ‘Useless gadgets’ poll, commissioned by ICM, reveals that the sandwich toaster tops the ‘white elephant’ list for the third year running – that’s around £315m ** worth of abandoned toastie makers in UK homes. inclusive home insurance. home insurance review. best home insurance company. Read more...

Slade, mistletoe and mince pies are no match for the nation's obsession with home improvement! Phil Loney, managing director, Lloyds TSB Insurance says: "It's little wonder Jingle Bells are turning to alarm bells when it come to hosting a party at home. With the risk of damage to carpets, curtains and furniture increasing when spirits are raised, more and more of us are unwilling to add the cost of domestic repairs to the final bill for Christmas celebrations. "However, if you are planning to host a party there are some simple things you can do to reduce the risks of wine being spilled and tears being shed. Ensuring your home contents insurance is in place can help safeguard your property and your wallet if things do get messy." Lloyds TSB Insurance is offering the following advice to help minimise the risk of Christmas domestic damage: Drinks anyone?

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- Serve drinks in disposable glasses to prevent breakages that can rip carpets and couches, scratch furniture and cause painful injuries - both on the night and the morning after. Party planning - Plan to avoid damage. Look for and eliminate potential danger spots before the party and have an emergency mop up kit to use if necessary . Know your boundaries - Create a party boundary and keep guests within it - that way you can remove possible hazards from the area and keep an eye on enthusiastic partying guests. Light my fire - If you're setting the scene with candles, make sure they aren't near the tree, wrapped presents or draughty windows and be sure to keep candles away from dancing, or stumbling guests. Playing secret Santa? - Don't throw used wrapping paper in the fire - flash fires may occur as wrapping paper ignites suddenly and burns intensely .


Kids school gear
Mobile Phones 36 % 2. The same percentage of parents even admitted they would buy their kids a designer label school bag if brands like Louis Vuitton or Gucci started making them. Churchill Insurance has compiled a list of what kids take to school with them and the potential costs involved:. STOLEN ITEMS PERCENTAGE 1. Bicycles 26 % 3. inclusive home insurance. home insurance review. best home insurance company. Read more...


Safe sparkles - Make sure your decorative lights have the CE mark of approval, the manufacturer's declaration that the product satisfies European Safety Regulations. Check for broken or cracked sockets, frayed or bare wires, or loose connections, and be sure to turn off all lights and decorations before going to bed to prevent them from shorting and starting fires. Get fresh - If you're opting for an artificial Christmas tree make sure it's fire resistant, but if you can't resist the smell of pine, make sure your real tree is fresh and keep it watered - dry trees are much more of a fire hazard For more information on Lloyds TSB Home Insurance use the links in the sidebar and Save up to 15 per cent off normal premiums when you buy online. Notes : *Research conducted by Tickbox.net in November 2005. Sample size of 1,949 UK adults aged 16 +

Fear of theft
Fear of theft FEAR OF THEFT STRIKES THE I-POD GENERATION. One in ten (12 per cent) carry items worth up to 400, compared to just six per cent of the wider population. The findings from Lloyds TSB insurance1 reveal that a quarter of the population regularly carry items worth 200 in their bags and pockets, with young people owning the most valuables and feeling the most at risk. 1 Research conducted by Tickbox.net in August 2005. inclusive home insurance. home insurance review. best home insurance company. Read more..


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Home is where the happiness is.
The rest of the supposedly prosperous South East aren't far behind in the misery stakes either.Fiona Somerton-Edwards, of Norwich Union, explained:. Home is where the happiness is. 28 July 2005The 'Quote Me Happy' insurance people Norwich Union have come up with some amazing facts regarding the way we feel about happiness and home-life. inclusive home insurance. home insurance review. best home insurance company. Read more...

Wednesday Nights Cost 127m
And while many people go out to indulge hobbies like sports and bingo or watch the football on Wednesday nights, the success of prime-time TV shows such as Supernanny, Lost and recently Desperate Housewives shows that for others, Wednesday night is stay-at-home night. Make sure the windows are securely locked in rooms that are not in use. inclusive home insurance. home insurance review. best home insurance company. Read more...

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