A bargain at the tip

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Avoid rodent invasion
Summary of esure’s pest cover:. Fix and replace cracked or broken doors or windows and make sure that drains and drain covers are in a good state of repair. 3) Don’t let them get in Make your home ‘Fort Knox’:. top home insurance company. home insurance basics. home owner insurance information. Read more...

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Following The Carlisle Floods
If your home or business is flooded, contact your insurance company as soon as possible. Think about where to park your car. Be prepared to move furniture, paperwork and valuable items upstairs and out of danger. Five Years on From Autumn 2000.The MORE TH>N Flood Report Saving Homes and Businesses:. Prepare a 'Flood Pack' and make sure that everyone in your home or business knows where it is. top home insurance company. home insurance basics. home owner insurance information. Read more..

A Bargain At The Tip

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A bargain at the tip

(12 May2006) Over 9.5million homeowners hunt for used goods at car boot sales and charity shops while 740,000 go to the rubbish tip or skips for bargains One in every seven objects in the average UK home is now second-hand – from a car boot sale, charity shop, internet auction, rubbish tip, antique shop or a hand-me-down - reveals a new survey by home insurer, esure *. And the phenomenon of filling homes with second-hand items is benefiting from a change in the way these items are viewed. Nowadays, just 14% of people confess they would feel ‘very’ embarrassed and 7% would feel ‘slightly’ embarrassed to tell friends they bought an item ‘second-hand’. For the vast majority there is no longer a stigma attached to buying items previously owned by others.

Wednesday Nights Cost 127m
Friday night - Yorkshire & Humber, East Midlands. Thursday night - London, South-East. Lock front and back doors even when the property is occupied. Check all doors and windows are securely closed and locked when leaving the home and before going to bed. top home insurance company. home insurance basics. home owner insurance information. Read more...

However, there is a North/South divide when it comes to embarrassment - people in the North of England and Scotland (30% and 28% respectively) would be the most red-faced when admitting buying second-hand goods and twice as likely to feel the blush than people in the South East (13%). Despite this, homeowners in the North of England and Scotland have seen the biggest increase in the number of second-hand items in their home over the last five years – 24% compared to just 15% in the South East. The top three most recycled items in the home are bric-a-brac, such as small ornaments, followed by glassware and crockery, then furniture. At the opposite end of the spectrum, electrical items and white goods are the items most likely to be purchased brand new. Friends and family are the biggest source for cast-offs – 15.36 million homeowners acquired second hand items from colleagues, friends or family and 10.6 million as heirlooms or hand-me-downs **.

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Over 9.5 million homeowners frequent car boot sales and charity shops to hunt for a bargain. And a further 740,000 confess to rummaging through a skip or rubbish tip to pick up items for their homes. A practice that, surprisingly, more women confessed to than men. The research also shows that one in three homeowners don’t see the point in forking out the full price for new books, DVDs, CDs or games when there are quality used ones easily available at a fraction of the cost. Nikki Sellers, Head of Home Insurance at esure.com, said: “The rise in popularity of ebay and hobbies such as ‘car booting’ has led to a phenomenal transformation in what we buy for our homes and lengthened life spans of everyday objects as they are frequently passed from one owner to the next.

Tie the knot with confidence.
“Weddings are expensive enough without the added financial burden of something being stolen or damaged. In contrast, MORE TH>N provides £6,000 worth of cover for a month before and after the event or 10% of MORE TH>N's total home contents limit of £60,000. £60,000 contents cover as standard (higher limits available on request). top home insurance company. home insurance basics. home owner insurance information. Read more...

“The majority of home contents insurance policies offer ‘new for old’ replacement cover, so when working out the value of your contents the key is to calculate the replacement value of items and forget about what was initially paid for them – if anything at all.” Editor’s Note: * ICM Research interviewed a random sample of 731 adults aged 18+ by telephone between 11-12 April 2006. Respondents were screened to ensure that they either owned their house outright or owned with a mortgage. Interviews were conducted across the country and the results have been weighted to the profile of all adults. ICM is a member of the British Polling Council and abides by its rules. ** Based on extrapolating research (source: 24.7 million households in the UK, Office of National Statistics, May 2006).

Fear of theft
One in ten (12 per cent) carry items worth up to 400, compared to just six per cent of the wider population. Londoners feel more at risk of theft than anywhere else in the country, with a third (33 per cent) believing they are a target. This compares to just one in five (19 per cent) in the South West and North West (22 per cent). But beyond that it is important to check these items are insured. top home insurance company. home insurance basics. home owner insurance information. Read more..

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Holidaying to excess
Barclays data indicates that last year British shoppers spent at least 285million in Paris; 275million in New York and 250million in Dublin.* According to the survey by Barclays General Insurance, almost a quarter (23 per cent) of all holidaymakers surveyed admit to being forced to buy a new bag on holiday and one in five (20 per cent) admit to taking a spare bag with them to help carry home all their new purchases.** Adrian Grace, managing di... top home insurance company. home insurance basics. home owner insurance information. Read more...

World Cup Shopping
*24,989,193 Brits will follow the FIFA World Cup this year. top home insurance company. home insurance basics. home owner insurance information. Read more...

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