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Springs into action
If you are flooded do not use electricity or gas, or drink tap water, until the all clear is given. Check what damage your policy covers. If sending receipts for your damaged goods to your insurer make sure you keep a copy for your own records. The insurer has also taken a series of steps to support affected customers in parts of the Scottish borders, North and West Wales, Cumbria and most recently Birmingham; Proactive calls made to Lloyds TSB branches in affected areas to offer help and assistance to customers where needed. 200/05 12 October 2005 Following the severe weather conditions sweeping many parts of the UK, Lloyds TSB Insurance has experienced a surge in calls and claims for flood and storm damage.
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DIY claims
“There is a very clear trend with DIY related home claims. Other – saws, chisels, 2nd home insurance etc. A policyholder who was installing a wooden floor and nailed through a pipe, causing £1583.09 damage.
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Grandad missed out
“With their houses full of expensive items, it’s more important than ever that people ensure that their home contents are fully covered and that they take sensible precautions to secure their home.” Direct Line tips for keeping your home and contents secure this Christmas:. Other Christmas losers include husbands, who should think twice before tying the knot, with 16 per cent of wives admitting they spend less money on gifts for themthan before they were married. Nearly three-quarters (74 per cent) of respondents intend to buy books and one of five (19 per cent) will be giving socks, compared to one in twenty (5 per cent) givingi-Pods or digital cameras (6 per cent).
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Couch potato Brits
Only those in Blackley in Manchester spend more. However, broken equipment and pulled muscles are more often the outcome.” “With this in mind we have offered a special sports insurance package to supplement our household insurance. This provides extended cover for sports equipment including theft and accidental damage during use and even covers customers against the costs of an unusable club membership should they suffer an injury that prevents them from taking part in club activities. However, top honours go to the men of Bolton who spend 11.1 per cent of their total card expenditure on sport. Read more... |
Faster Gadget Entry
Moving Home cover - when moving home belongings are covered against loss or damage as long as professional removal contractors are used. 20% of young people own an iPod and 68% own a digital camera. 1 Plummeting costs and rising wealth in the UK have led to electrical items becoming mass market in half the time they did 20 2nd home insurance or 30 years ago, according to the MORE TH>N Home Contents Index. In 2004/5 an average standard 20” colour TV is £150 - 0.5% of household income. In 1970 a colour TV cost just under £200 – 1.5% of gross household income. french home insurance Read more... |
Property abroad doubles
To help take the hassle of owning and running a property abroad, Barclays has launched a range of packaged accounts specifically designed for Brits living or owing properties in popular locations such as France and Spain. And if a red-tape, trouble-free purchase 2nd home insurance could be guaranteed, the following countries would be the destinations of choice - with a couple of surprise destinations outside the European property hotspots making the top five. Read more... |
Barclays price challenge.
home overseas insurance This extended offer runs from Saturday November 5th to Wednesday February 15th to Barclays and Woolwich customers and is not available with any other offer. This price challenge has been extended until Wednesday February 15th 2006. If their existing policy is actually cheaper 'we will match the price' and give them a 'Capital Bonds voucher for 25'. Barclays extends home insurance price challenge. In some cases cover will not be available. The customer must had 2nd home insurance have two years without a claim on their existing home insurance and the quote will be 'like for like'. This offer only applies where the customers existing home insurance policy and Barclays Home Insurance are like for like i.e. Read more... |
British Women Waste
second home insurance quote This means that each woman has £305** worth of clothes in their wardrobe that have not been worn in the last year – they could have bought a weekend break, a new TV or even a designer handbag with 2nd home insurance the money. The research reveals that each woman has an average of 14 items - such as jeans, blouses, skirts, dresses and shoes – which are gathering moths in wardrobes around the UK. British Women Waste As the shops gear up for further price reductions this weekend, Brits are being urged to ‘shop smart’ as new research reveals that British women own £7.3billion* worth of clothes that they don’t wear. Each of these items costs an average £21.82. Read more... |
Nobody home
home insurance owner pet David Pitt, Head of Insurance at MORE TH>N, comments, "The modern work environment is putting more pressure on people, meaning we have less time to do important things like seeing friends and family as well as cooking, housekeeping and shopping for groceries. Make sure your contents are insured for a generous limit - your belongings are often worth more than you think. In the year to 31st March 2005, there were 58,000 domestic fires in the UK*. Heaters, ovens, candles and appliances left running, especially heat-generating items like hair straighteners, can easily cause a fire and in only a few minutes a home can be engulfed in flames. Read more... |
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Roof damage moves
Cover starts as soon as you take out the policy. Roof damage moves Heating failure is the most 2nd home insurance common home emergency, according to internet and telephone insurer, esure. Remove the loft hatch from the roof space to allow warm air from the main house to enter. Read more...
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Pensioners home contents
Research from esure home insurance shows that the value of hi-tech gadgets in pensioner households could increase by nearly 400% in the next 20 years as they fill their homes with the latest gizmos - such as MP3 players, laptops and satellite navigation systems. Today single pensioner households contain only one tenth the value of technology items compared to family homes. 'Middle-agers' are the big spenders. 2nd home insurance Read more... |
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