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Lack of driver education
YouGov research conducted on behalf of Direct Line. Direct Line’s findings indicate a lack of driver education as one of the main causes of accidents with lorries. Government data shows there were more than 6,000 accidents involving HGVs in 2003 (the most recent year that figures are available for), resulting in the deaths of 166 motorists and close to 8,000 casualties. Read more...

Sods law costing millions.
Others include the heating and boiler breaking down on a really cold day (62 per cent) and being locked out of the house in the freezing cold (44 per cent). The sod’s law situation Britons dread happening the most is their property flooding just after they’ve spent money decorating – 66 per cent cited this as their worst case scenario. And according to the British public, people are most likely to have to put their hands in their pocket on a Monday – the day when sod’s law strikes most often. Read more..

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Unroadworthy Cars



Unroadworthy Cars



Over two million* British motorists persistently break the law by driving illegal damaged vehicles, according to research out today by Direct Line Breakdown.

The most common defect is driving with broken lights (eight per cent), missing or cracked wing mirrors (seven per cent) and faulty exhaust pipes (four per cent).

There are strict laws governing the state of repair of vehicles and driving a damaged car can result in three points plus, in some cases, a fine of up to £3000. In addition, motorists can also be fined for defective seatbelts, wobbly wheel trims, excessive smoke, non standard number plates and broken horns.

Breaking the law is not the only consequence of failing to have repairs done – over one million** motorists have had a car accident because of the disrepair of their car another one million have broken down.


Fidos food
These luxury menus for mutts don’t come cheap though, and the country’s pet owners shell out £2.3 billion* a year to keep their dog in the food to which they have become accustomed. But it’s not just quality meals British dogs are enjoying – it’s quantity too. Conscious about their canines piling on the pounds, one in 10 dog owners have put their dogs on a diet with one in 100 even switching their pooch to a vegetarian diet in order to lose weight.  Direct Line Pet Insurance spokesperson Chris Price commented:. Read more...



Motorists who have damaged cars are particularly ill informed with 94% saying they are unaware they are breaking the law and a quarter saying they don’t believe the repairs to be urgent.

Furthermore there is still significant confusion amongst all motorists with over half (53 per cent) saying they were unaware that driving with a broken or missing wing mirror is illegal and four in 10 (41 per cent) said that they didn’t realise driving a car with defective steering is against the law because of the danger this represents to other motorists.

Many motorists blame the fear of cowboy mechanics for not getting the car fixed as they believe garages are untrustworthy and expensive (37 per cent of those needing repairs). One in eight motorists simply said they believe garages charge too much and they can’t afford the repairs (14 per cent).




Emma Holyer, Direct Line’s Breakdown spokesperson, said:

“Many motorists say they are failing to fix their cars because they can’t find a mechanic they trust but this really isn’t an excuse for driving an illegal car. By driving a damaged car you could be putting your life and that of other motorists are risk so it’s a pathetic excuse when you think of the potential impact you could have if something was to go wrong whilst you were at the wheel.

“If your concerns about finding a trustworthy garage are stopping you from getting your car fixed we’d advise researching the local garages thoroughly first such as finding out if they have any service standards or certificates plus ask family and friends for recommendations.”

For more information, log on to Direct Line Car Insurance

The research was carried out on behalf of Direct Line motor insurance by YouGov.



New Driver Disorder
60/05 Close to one in three (29 per cent) drivers found to suffer from newly recognised disorder ‘Traffic Stress Syndrome’ Traffic jams are not only bad for your mood – they can also damage your health, according to a new study from Direct Line. We would encourage drivers to take deep and slow breaths and try to think about other things than the jams when sitting in heavy traffic to avoid getting Traffic Stress Syndrome.” Psychologist David Moxon who was part of the research team, described the importance of the findings:. Read more...


A nationally representative sample of 2,410 GB adults were questioned online between 24th to 27th February 2006. Results are weighted to be representative of the GB adult population. YouGov is a member of the British Polling Council.

*According to the findings 11 per cent of drivers need to make repairs to the car they regularly drive and of these 62 per cent need to carry out serious repairs which render their car unroadworthy, such as smashed wing mirrors, defective brake lights, faulty steering or broken mirrors. There are 33.8 million drivers in the UK (Census data, 2001) 0.11 x 33,809,493 = 3,719,044. 0.62 x 3,719,044 = 2,305,807.

**According to the findings three per cent of drivers have broken down whilst driving an unroadworthy vehicle and a further three per cent have been involved in a road accident with an unroadworthy vehicle.

Young drivers facing high costs.
A sample of 1,048 drivers between 18-25 were questioned online between 28th April to 2nd May 2006.  A sample of 289 non-driving 18-25 year olds were questioned online between 5th and 8th May. There are currently 4,994,229 young people between 18-25 in the UK and of these 57 per cent drive (2,846,710).  75 per cent of young drivers own a car (2,135,032) therefore 0.01 x 2,135,032 = 21,350. **According to the YouGov findings one per cent of young drivers have bought a car with friends which equates to 21,350. directline home insurance quotes Read more..


Dognapping epidemic
Direct Line Insurance plc, authorised and regulated by the Financial Services Authority. Others are taking more traditional precautions, with a quarter of owners (22 per cent) admitting they never let their dog off the lead for fear of them being snatched and 13 per cent never venturing out with their pets after dark. Ninety five per cent would take the matter to the police and close to one in 20 (four per cent) say they would hire a private detective to hunt for their favourite pet. Read more...

Parents are a cause for conecern.
If the adult UK population is 45,434,897 (ONS) and 4% spent at least £200 on home repairs = 0.04 x 45,434,897 x £200 = £363,479,176. “It’s only natural for people with elderly parents to worry about the standard of their home and to want to do all they can to ensure they are safe and not being conned into unnecessary repairs. Worse still, even when their parents do try to have their property repaired significant numbers (nine per cent of over 60s) get ripped off by cowboy tradesmen and pay too much for home repairs. The survey was carried out online. Read more...

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