Sods law costing millions.

Industry Leading Step
They are three times more likely to have been convicted of driving without due care and attention, and ten times more likely to have been convicted of drink driving than the average motorist. Many other insurers are removing this cover under the premise it increases uninsured driving however Direct Line believes many motorists expect the cover to be offered as standard and by removing it, insurers could inadvertently do the opposite and exacerbate the uninsured driving problem. Read more...

Lack of driver education
· One in five (22 per cent) motorists feel nervous driving alongside HGVs – a figure that rises to almost a third (31 per cent) among female drivers · Similarly four in 10 drivers (39 per cent) feel stressed and uncomfortable overtaking a heavy vehicles on a motorway · one in 10 (13 per cent) drivers worry about being pulled in by the draught created when passing big vehicles at speed · 3% of drivers admit to a complete loss of concentration when driving near lorries Motorists who are concerned about their driving could also take the Pass Plus test. Read more..

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Sods Law Costing Millions.

Sods law costing millions.

12th December 2005

Sod’s law has cost Britons at least £636 million* to date, according to new research from Direct Line Home Response 24.

From being locked out of home on the coldest day of the year to running out of hot water when getting ready for a date, a quarter (24 per cent) have spent at least £200 putting something right that has gone wrong at home at the worst possible moment.

And according to the British public, people are most likely to have to put their hands in their pocket on a Monday – the day when sod’s law strikes most often.

But it seems it’s not just cash that people are in danger of losing, as relationships with friends and family are also at risk.

Unroadworthy Cars
The most common defect is driving with broken lights (eight per cent), missing or cracked wing mirrors (seven per cent) and faulty exhaust pipes (four per cent). There are strict laws governing the state of repair of vehicles and driving a damaged car can result in three points plus, in some cases, a fine of up to £3000. **According to the findings three per cent of drivers have broken down whilst driving an unroadworthy vehicle and a further three per cent have been involved in a road accident with an unroadworthy vehicle. Read more...

Nearly one in five people who have fallen foul to Sod’s law have argued with their partners and 11 per cent their families as a result of home catastrophes that took place at an inconvenient time.

Nearly half (44 per cent) of those who have been a victim of sod’s law found themselves about to watch their favourite TV programme when the electricity went off. Others (29 per cent) were cooking a special meal in their kitchen when the cooker broke.

The sod’s law situation Britons dread happening the most is their property flooding just after they’ve spent money decorating – 66 per cent cited this as their worst case scenario.

Others include the heating and boiler breaking down on a really cold day (62 per cent) and being locked out of the house in the freezing cold (44 per cent).

For those who think they’ve escaped sod’s law, then think again. Instances happen so regularly that a third (32 per cent) of those questioned for Home Response 24 – Direct Line’s 24-hour accident emergency service – said their bad luck home emergency occurred within the last week.

Andrew Lowe, Head of Home Insurance, Direct Line, said:

“Home emergency situations at any time can be stressful and costly, especially when they happen at the worst possible moment, which they invariably do. Not only do they ruin plans but they can also be a hassle and take a while to put right. As this research proves sod’s law really does exist.

Dog owners vet bill.
Dog owners vet bill. Many owners are risking their long-term financial security to avoid putting their dog down. October 07 2005 Britain's dog owners spend more than £800 million on vet’s fees each year. Dog owners also frequently sacrifice luxuries to meet the escalating cost of treatment. Read more...

For peace of mind, it is worth taking out the appropriate insurance to cover emergency repair work.”

Notes

Research was conducted between 28 and 31 October 2005 by YouGov Plc who interviewed a sample of 2,226 GB 18+ adults. The survey was carried out online. Results were weighted to be representative of the GB population.

* The research found that 30 per cent of people have spent money to rectify a sod’s law situation, of whom 24 per cent have spent at least £200. If the GB population of people aged 18 or over is 44,174,897:

0.30 x 44,174,897 x 0.24 x 200 = £636,118,516.80

Direct Line Insurance plc, authorised and regulated by the Financial Services Authority.

One In Seven Cars Vandalised
- Couldn’t get hold of the police (two per cent). - In certain towns or cities (79 per cent and London voted top). Many motorists believe this type of crime only happens in inner cities or car parks whereas your car is actually most at risk parked in a quiet dark street away from any street lamps. Read more..

Dognapping epidemic
Ninety five per cent would take the matter to the police and close to one in 20 (four per cent) say they would hire a private detective to hunt for their favourite pet. Dognapping epidemic 27/07/2005 A recent spate of dognapping has left many British dog owners fearing for the safety of their pets. They may be eligible for money to help them track down their pets and to go towards a reward incentive." Notes Research was carried out in May 2005 by YouGov Plc who questioned a representative sample of 1,114 UK adults. Read more...

Dog owners drastic action.
06/10/2005 Rising vet costs are forcing British dog owners to take drastic action leaving seven per cent with no option but to put down their sick dog according to new research from Direct Line Pet Insurance. Britain’s dog owners spend over £800 million on vet fees each year, with the average cost of treatment standing at £154 a year. A fifth have forgone purchases including clothes and DVDs, and five per cent have cancelled or decided not to book holidays. Fifteen per cent have raided their life savings in order to fund essential treatment for their dog. Read more...

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