New Driver Disorder

Lack of driver education
· One in five (22 per cent) motorists feel nervous driving alongside HGVs – a figure that rises to almost a third (31 per cent) among female drivers · Similarly four in 10 drivers (39 per cent) feel stressed and uncomfortable overtaking a heavy vehicles on a motorway · one in 10 (13 per cent) drivers worry about being pulled in by the draught created when passing big vehicles at speed · 3% of drivers admit to a complete loss of concentration when driving near lorries Motorists who are concerned about their driving could also take the Pass Plus test. Read more...

Sods law costing millions.
Andrew Lowe, Head of Home Insurance, Direct Line, said:. But it seems it’s not just cash that people are in danger of losing, as relationships with friends and family are also at risk. 0.30 x 44,174,897 x 0.24 x 200 = £636,118,516.80 Direct Line Insurance plc, authorised and regulated by the Financial Services Authority. The survey was carried out online. The sod’s law situation Britons dread happening the most is their property flooding just after they’ve spent money decorating – 66 per cent cited this as their worst case scenario. Read more..

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New Driver Disorder

New Driver Disorder

Date: Thursday 17th November Ref: 60/05

Close to one in three (29 per cent) drivers found to suffer from newly recognised
disorder ‘Traffic Stress Syndrome’

Traffic jams are not only bad for your mood – they can also damage your health,
according to a new study from Direct Line.

‘The impact of traffic on drivers’ report – co-authored by health psychologist David
Moxon – identifies a new condition named Traffic Stress Syndrome (TSS), a form of
psychological anxiety that manifests itself in certain drivers while stuck in traffic.

According to the study, close to one in three drivers – nine million* UK motorists –
currently suffer from TSS and show symptoms of the condition after being held up in
traffic for as little as three to five minutes.

One in five (20 per cent) experience increased heart-rates and headaches (19 per
cent) and one in 10 endure sweaty palms (12 per cent). In more severe cases drivers
report nausea, dizziness (eight per cent) and stomach cramps (eight per cent) among
the symptoms experienced.

The impact of these symptoms along with the Direct Line research reveal a shocking

World Cup Shopping
“It’s fantastic that so many people are getting into the spirit of the tournament, however the downside is that in spite of the obvious risks, more than half (57 per cent) of those planning expensive purchases tell us that they won’t re-assess the value of their home contents for insurance purposes. “These people risk footing the bill themselves and should take care their World Cup celebrations don’t come back to haunt them.” For more information, log on to Direct Line Insurance. Read more...

picture of the full extent of TSS on driver behaviour. Loss of concentration and
hazardous driving brought about by the condition, have resulted in over two
million** accidents for TSS drivers during or following traffic jams.

Other more common effects of the motoring condition include anxiety, irritation and
heightened levels of anger.

The research by Direct Line additionally identifies the UK roads which experience
heavy traffic and where motorists are most likely to suffer TSS. The worst road for
TSS is topped rather unsurprisingly by the M25 South East (31 per cent), followed
by the M6 West Midlands (26 per cent) and the M25 Western Sector (25 per cent).

Direct Line spokeswoman, Emma Holyer, said:

“The findings are very worrying – with more vehicles than ever on British roads, driving has
inevitably become more stressful, and, as a result motorists are suffering. We would
encourage drivers to take deep and slow breaths and try to think about other things than the
jams when sitting in heavy traffic to avoid getting Traffic Stress Syndrome.”

Psychologist David Moxon who was part of the research team, described the
importance of the findings:

“TSS is a form of stress that manifests itself in frustrated drivers – there is evidence to
suggest that chronic TSS can be detrimental to both the physical and mental health of the
motorist.”

Direct Line’s top tips for sufferers of TSS compiled by David Moxon:

1. Take deep and slow breaths.
2. Listen to calming or relaxing music.
3. Use cognitive distraction tasks such as thinking of loved ones.
4. If you have a recycle button on your air con use it – this will stop exhaust fumes.
from the traffic jam coming back into your car.
5. Place some aroma-oil on a tissue and keep it in the cabin to fragrance your car

Notes:

The research was carried out on behalf of Direct Line motor insurance by YouGov. A
nationally representative sample of 1,792 UK drivers were questioned online between 4th to 6th
October 2005.

In addition to other demographic questions, subjects answered 10 questions to measure
anxiety and aggression levels, each with four scaled responses. The study followed standard
procedure for psychological research.

No Claims Discount
The following examples show the discounts available with Direct Line on a fully comprehensive policy, whereas with any other insurer the driver would start off with 0% no claims. Male, 50, been driving on a friend’s policy for five years would get a 70% discount. · The discounts will be backdated to the date that the driver was added to the primary policy. · Policyholders can ‘top up’ their earned NCD with NDNCD when it exceeds earnt NCD. For example, if a policyholder has one year earned NCD and two years NDNCD they can claim a total of two years. Read more...

From this research a simple projective technique was
developed. This comprised four key words that were designed to elicit unconscious motives
and show an ‘individuals proneness’ to TSS. This methodology is used for the majority of
studies of this nature, which need to be robust enough to pass the peer-review process required
for the publication of scientific papers.

*There are 33.8 million drivers in the UK (Census data, 2001) and according to the YouGov
findings 99 per cent of motorists have been stuck in traffic and 29 per cent of those of have
been stuck in traffic suffer from TSS. 0.99 x 33,809,493 = 33,471,398. 0.29 x 33,809,493=
9,804,752.

TOP TEN LIST OF ROADS MOTORISTS HAVE EXPERIENCED TRAFFIC-JAMS.

(VOTED BY DRIVERS)

- M25 South East (31 per cent)
- M6 West Midlands (26 per cent)
- M25 Western Sector (25 per cent)
- M25 Northern Sector (25 per cent)
- M6 North Midlands (22 per cent)
- M5 Bristol area (21 per cent)
- M1 East Midlands (21 per cent)
- M1 Home Counties (19 per cent)
- M60 Manchester (16 per cent)
- M4 Thames Valley (16 per cent)

Sales spending spree
Britain’s most dedicated bargain hunters are the Scots, who expect to spend an average of £269 each. By contrast, Geordies are the least tempted by the bright lights of the high street, with consumers in the North East set to spend just £76 each this year. Last year, each adult spent an average of £82.82 = £3,768,310,000. Specific purchases earmarked by shoppers include footwear, with more than one in five (21 per cent) Brits saying they want to pick up a brand new pair of shoes. Read more..

Wasting money
“From an insurance perspective, it’s also important for homeowners to remember that changes they make to their interiors may affect the value of their home contents. Today’s homeowners are still paying the price for design fads from previous decades, with pebble-dash and stone-cladding both estimated to reduce the value of a property by up to 5 per cent. Commenting on the findings, Direct Line Home Insurance Spokesperson Simon Ziviani said:. Read more...

Shopping starts at 50
Total spend = 8,337,091,613. 3 2 2 2 3 2 0 Notes - Research The research was carried out online between 29th -3rd May 2005. 8 5 11 13 1 13 0 Number who enjoy shopping as a leisure pursuit as they have more time 29 25 33 23 35 23 27 Number who splash out on sports cars etc to relive their younger years. Read more...

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