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Dog owners drastic action.
A fifth have forgone purchases including clothes and DVDs, and five per cent have cancelled or decided not to book holidays. *Assuming there are 5.4 million dog owners (Target Group Index© BMRB 2005) and the average cost of treatment per year is £154 - 5.4 million multiplied by £154 = 831,600,600. Britain’s dog owners spend over £800 million on vet fees each year, with the average cost of treatment standing at £154 a year. Read more...

New Driver Disorder
60/05 Close to one in three (29 per cent) drivers found to suffer from newly recognised disorder ‘Traffic Stress Syndrome’ Traffic jams are not only bad for your mood – they can also damage your health, according to a new study from Direct Line. This comprised four key words that were designed to elicit unconscious motives and show an ‘individuals proneness’ to TSS. The worst road for TSS is topped rather unsurprisingly by the M25 South East (31 per cent), followed by the M6 West Midlands (26 per cent) and the M25 Western Sector (25 per cent). From the traffic jam coming back into your car. Read more..

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Lack Of Driver Education



Lack of driver education



21/09/2005

Direct Line, the UK’s largest car insurer, is calling for changes to the driving test to include education on motorway driving due to the number of accidents involving heavy goods vehicles (HGV). Accidents involving HGVs are becoming more common with statistics showing a 19% increase year on year*.

Direct Line’s findings indicate a lack of driver education as one of the main causes of accidents with lorries. One in five (18 per cent) motorists rush to overtake lorries because they feel intimidated and don’t know how to adapt their driving around bigger vehicles.

This lack of confidence is causing a serious problem on the UK roads. Government data shows there were more than 6,000 accidents involving HGVs in 2003 (the most recent year that figures are available for), resulting in the deaths of 166 motorists and close to 8,000 casualties.



Direct Line customers
”Many motorists now own two cars and it doesn’t seem fair that although they have proved they are a safe driver they are unable to claim NCD on more than one car. Emma Holyer, Motor Spokesperson for Direct Line, said:. Second cars are the most common in country areas with as many as one in eight drivers in Wales and Scotland with two cars. Read more...


Two million drivers (seven per cent) admit that they are completely clueless about how to drive around large vehicles and seven in 10 (70 per cent) motorists would welcome driving test reforms to include training on how to drive around lorries and other large vehicles.

The most common way of reacting towards lorries is hesitating around the vehicle (21 per cent). The present practical driving test does not include driving on the motorway at all and it is up to the driving test examiners discretion as to whether learners are tested on dual carriageways.

Direct Line Motor spokesperson, Emma Holyer said:

“More than a quarter (28 per cent) of UK motorists don’t like driving on the motorway - and encountering large vehicles at high speed simply reinforces this anxiety. Indecisive driving increases the risk of accidents – and we would urge nervous motorists to take extra driving lessons or take an advanced driving test to help build up their confidence.

“Direct Line is calling on the Driving Standards Agency to ensure the driving test always include motorway driving in a bid to reduce the number of fatalities on the nation’s roads.”




Further findings from the research include:

· One in five (22 per cent) motorists feel nervous driving alongside HGVs – a figure that rises to almost a third (31 per cent) among female drivers

· Similarly four in 10 drivers (39 per cent) feel stressed and uncomfortable overtaking a heavy vehicles on a motorway

· one in 10 (13 per cent) drivers worry about being pulled in by the draught created when passing big vehicles at speed

· 3% of drivers admit to a complete loss of concentration when driving near lorries

Motorists who are concerned about their driving could also take the Pass Plus test. This one-day course is designed by the Driving Standards Agency, insurers and the driving instruction industry and helps motorists drive with more confidence.

As well as improving driving skills, insurers offer a substantial first year discount for those who have taken the test. Direct Line offers 17 - 20 year olds a 20% discount, 21 - 24 year olds a 30% discount and 25 year olds and above will receive a 40% discount.



Grandad missed out
Grandfathers will draw the short straw, receiving presents worth an average of just £14 each, according to the Relative Values Christmas League published today by Direct Line Home Insurance. In addition, the Direct Line Home Insurance Research reveals that the value of the presents received will vary considerably according to where you live. Read more...




Direct Line also offers the following tips on driving safely around large vehicles:

· Keep your distance. On a dry road and in good weather conditions leave at least two seconds between your vehicle and the one in front. In poor visibility leave at least a four-second gap

· Frequently use your mirrors when driving on the motorway because of the higher traffic volumes

· Always use the left-hand lane where possible. Remember lanes two and three are not the 'middle lane' or 'fast lane', these are overtaking lanes

· Overtake or pass only on the right unless in a traffic jam

· Take special care when joining a motorway. You must give way to motorway traffic

· Avoid switching lanes suddenly and always indicate when changing lane

Notes

The research was carried out on behalf of Direct Line motor insurance by YouGov. 2,098 UK drivers were questioned online between 2nd and 5th September 2005.

Source: YouGov research conducted on behalf of Direct Line.






Dognapping epidemic
As a result, just under half (48 per cent) of those surveyed have fitted their dog with a microchip to make sure they can keep track of their movements. New research from Direct Line Pet Insurance reveals that almost one in 20 dog owners who have lost their pet (four per cent) believe it was stolen and more than a third (39 per cent) say they are worried that their dog will be snatched. Dog owners are prepared to offer an average reward of over 450 to get their stolen dog back. ''There have been a few cases of dognapping reported recently and this type of crime appears to be on the increase. directline instant home insurance quotes Read more..


Unapproved Building Work
Partitions (fences, walls) 4 per cent. In 2005, delayed or aborted projects cost an average of £10,441, which means that an estimated £313million was wasted by homeowners. Garage/car port 5 per cent. Read more...

Industry Leading Step
One in 20 motorists are uninsured and research has shown uninsured motorists are much more dangerous than law-abiding insured drivers. Industry Leading Step Date:. “We don’t want to leave our customers stuck if they are in an emergency situation and so we will continue to provide our customers with cover.Other insurers are saying they are removing the cover because it increases the problem of uninsured driving and it is open to fraud by younger motorists who want to drive high powered vehicles. Read more...

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