Homeowners to fork out

Lack of driver education
This one-day course is designed by the Driving Standards Agency, insurers and the driving instruction industry and helps motorists drive with more confidence. YouGov research conducted on behalf of Direct Line. · Keep your distance. Remember lanes two and three are not the 'middle lane' or 'fast lane', these are overtaking lanes · Overtake or pass only on the right unless in a traffic jam · Take special care when joining a motorway. Read more...

Brits fork out 1.7 billion
And as one in six (15 per cent) received their wedding gifts, worth an average of £1739, prior to jetting off, many lost their gifts without having the chance to enjoy them. * 1,688,050 were married in the last two years. The desire to escape irritating relatives was one of the main reasons for marrying abroad, with more than a quarter (27 per cent) saying this is why they fled our shores. It also appears that foreign weddings are no longer the intimate affairs that they once were – more than two million people (six per cent) have recently been invited to an overseas wedding. Read more..

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Homeowners To Fork Out

Homeowners to fork out

Homeowners set to fork out 17 billion in winter repairs.

3 December 2005

Winter costs homeowners in the United Kingdom £16.7* billion every year, Direct Line Home Insurance has revealed.

Damage caused by each winter’s icy blasts costs the average home in the country £693.36 to repair each year.

It found the cost quickly totted up when you took into account the kind of chaos freezing temperatures and gale-force winter winds can bring.

Cracking pipes, flooded homes, cracks in the walls, slates blown from roofs and blocked drains and gutters all sent the winter repairs soaring. The biggest cost being damaged pipes, which cost £2,250 to repair.

A total of 51.4 per cent of men and 59.8 per cent of women had forked out up to £5,000 to repair damaged to their gardens, including fences blown over and smashed garden furniture.

Young drivers facing high costs.
“With fewer first time drivers owning their own car there can be increased pressure on those with one to drive all their friends around. We’re calling on all drivers and especially young drivers to avoid overcrowding cars and ensure all passengers are wearing seatbelts at all times.” For more information, log on to Direct Line Car Insurance. **According to the YouGov findings one per cent of young drivers have bought a car with friends which equates to 21,350. The research was carried out on behalf of Direct Line car insurance by YouGov Plc. Young drivers facing high costs. Read more...

Nearly one person in five has experienced a flooded garden, house or garage and 91.4 per cent of men and 93.9 per cent of women had forked out at least £100 to replace damaged plants.

A third of people have had to repair their roofs over the winter, with more than one in ten of them spending up to £250 to sort it out.

More than half of 3,000 people questioned said they worried that their home was more prone to damage over the coldest season.

But a staggering 59 per cent of men and 63.6 per cent of women took no measures to protect their home.

The Welsh are far more concerned about winter damage in their homes than anywhere else. 46.9 per cent of people believed their house was “definitely” more at risk of damage.

In the rest of the country, the average of those who believed their home was more at risk was only 27 per cent.

The least concerned about damage to their homes over the winter were those in the south west, with just 19.2 per cent concerned about the seasonal damage.

The most cautious were the Geordies with 53.6 per cent of families taking measures to defence their homes against the ravages of the cold weather.

Scotland proved itself the frozen north, with nearly one in five homes having burst or frozen pipes. With only 4.3 per cent of households in the North West suffering the same problem.

The leakiest gutters were in the West Midlands, with almost 40 per cent of homes dripping when it rains, with 15.6 per cent happy to let them continue dripping.

The West Midlands also came out top in the blocked drains table, with 37.5 per cent spending up to £500 getting drains unblocked.

World Cup Shopping
Total spend – 2,748,811 x 369.73 = £1,016,317,976. The Direct Line research also reveals the big gender gap spanning football fandom - men expect to spend £461 each on World Cup indulgences with women spending just over half that, at £245 each. Direct Line Home Insurance spokesperson Simon Ziviani commented:. *24,989,193 Brits will follow the FIFA World Cup this year. Read more...

Nearly three-quarters of gardens in the West Midlands had also been damaged, compared to 43.3 per cent in London.

Yorkshire and Humber homes were worst off from the winter winds, with 40 per cent of homes suffering roof damage costing up to £5,000, compared to just 24.1 per cent in the South East.

A quarter of homes in low-lying East Anglia had suffered from flooding, with 4 per cent spending a whopping £5,000 on repairs.

Nationwide, 62.2 per cent of homeowners take no action at all to protect their property.

Simon Ziviani from Direct Line Home Insurance warns,

“With sever weather predicted this winter, Direct Line is advising homeowners to prepare and protect their homes and particularly those in high risk areas".

Direct Line Insurance plc. Authorised and regulated by the Financial Services Authority.

Wasting money
One in ten (11 per cent) people tell us that they wouldn’t re-assess their home contents insurance if they made alterations, which is a mistake that could end up costing them even more in the long run.” For more information, log on to Direct Line Home Insurance Notes:. contents direct home insurance line Read more..

Shopping starts at 50
2 Total over-50 female population:. Other popular items with male third-agers include digital cameras (43 per cent) and DVD players (36 per cent). Over-50s women spent 8,337,091,613 on goods in 2004 (see point 3). One in ten has bought an i-Pod in the last year, compared to only one in 20 (four per cent) women and 41 per cent has bought a home computer or laptop, against 26 per cent of women. Read more...

Dogged Devotion.
A fifth of dog owners spend more than £100 after their dog has passed away, with one in 20 spending more than £200. Nearly half of all dog owners who held a funeral (47 per cent) admit to loving their late dog more than members of their extended family and meanwhile, a third use funerals as a way to introduce their children to issues surrounding death (32 per cent). Common features of pet funerals include talking about the deceased dog’s life and character (53 per cent), prayers (47 per cent) and laying flowers (29 per cent). Read more...

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